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Best Guaranteed Annuity Rates
2-Year
5.70%
3-Year
6.25%
5-Year
6.30%
7-Year
6.00%
10-Year
5.80%

SecureLink Future 10

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Highlights

SecureLink Future fixed indexed annuities connect protection and growth for your clients’ retirement future. 
Available in states: AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
Fixed Index
Purpose Lifetime Income
Term
10 Years
Surrender schedule
9%8.1%7.2%6.3%5.4%4.5%3.6%2.7%1.8%0.9%
Free withdrawal
1st year: 0%
2nd+ year: 10%
Market value adjustment
Return of premium
Launch date
11/18/2016
Minimum contribution
$10,000
Maximum contribution
$2,000,000
Max Age Qualified
80
Types of funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, IRA-Roth, 1035 Exchange, and Inherited IRA
Brochure
Open brochure

Find out if the SecureLink Future 10 is the right product for you.

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Premium Notes

Purchase payment
Minimum: $10,000
Maximum: $2,000,000

Additional Purchase Payments
  • Minimum $1,000 (allowed during first six months)
  • Purchase payments received after the issue date are deposited into an interim guaranteed interest account and transferred to the current allocation on the next contract anniversary.
Please note: If Achiever Lifetime Income optional benefit is elected, no more than 75% of the initial purchase payment may be allocated to the fixed account.

Withdrawal Provisions

Free Withdrawal
After the first contract anniversary, you may withdraw a portion of your contract value free of surrender charge. This free withdrawal is equal to: 
  • 10% of the prior contract anniversary value
  • Required Minimum Distribution in excess of 10% Surrender charges are waived upon annuitization or death. Guaranteed Annual Income withdrawals under the Achiever Lifetime Income benefit are always free from surrender charges.

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.2% Fixed
Interim Account Up to 1st Contract Anniversary
Fixed
3.6% Fixed
1-Year SG Climate Prepared PTP Participation Rate
Point to Point
Annual
180% Participation
1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate
Point to Point
Annual
180% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
8% Cap
2-Year S&P 500 PTP Cap
Point to Point
Biennial
18% Cap

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 8% 7% 6% 5% 5% 4% 3% 2% 1%

Riders

Name Inbuilt Fee
Achiever Lifetime Income Rider No 1.15% annually

Waivers

Annuitization

Annuitization is the process of converting your Contract Value into a regular stream of Annuity Income Payments. You can convert your annuity into a fixed income stream (via Annuitization) under the base provisions of your contract at any time after the first Contract Anniversary up through the contract Maturity Date. A variety of Annuity Income Options are available. Your income is determined by the Annuity Income Option you select at the then-current Annuity Income Rates.

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