SecureLink Ultra 7
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Highlights
SecureLink Ultra 7 combines both protection and growth potential, to help you create a more confident path to your future retirement.
Waiver of surrender charge and MVA
After 1st contract anniversary for following qualifying events:
Waiver of surrender charge and MVA
After 1st contract anniversary for following qualifying events:
- Hospital, medical care stay
- Terminal condition
- Annuitization
- Death
Inverse Performance Trigger may not be available—check with broker dealer.
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VI, VA, WA, WV, WI, and WY
|
Type
|
Fixed Index |
|---|---|
| Purpose | Accumulation |
|
Term
|
7 Years |
|
Surrender schedule
|
9%8%7%6%5%4%3% |
|
Free withdrawal
|
10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Launch date
|
03/12/2018 |
|
Minimum contribution
|
$20,000 |
|
Maximum contribution
|
$2,000,000 |
|
Max Age Qualified
|
85 |
|
Types of funds
|
Non-Qualified, IRA, IRA Rollover, IRA Transfer, IRA-Roth, Inherited IRA, and NQ Stretch |
Brochure
|
Open brochure |
Find out if the SecureLink Ultra 7 is the right product for you.
Withdrawal Provisions
Market Value Adjustment (MVA)
Applies only during the surrender charge period on amounts in excess of free withdrawal. (MVA not applicable in CA)
Free withdrawal (Not subject to surrender charge or MVA)
- 10% of prior contract anniversary value (1st contract year, 10% of purchase payment)
- RMD in excess of 10%
Not available upon full surrender (except in California).
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
3.95%
Fixed
|
| 1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate with Spread |
Point to Point
Annual
|
235%
Participation
2%
Spread
|
| 1-Year SG Climate Prepared PTP Participation Rate with Spread |
Point to Point
Annual
|
235%
Participation
2%
Spread
|
| 1-Year SG Climate Prepared PTP Participation Rate |
Point to Point
Annual
|
195%
Participation
|
| 1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
9.95%
Cap
|
| 1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate |
Point to Point
Annual
|
195%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
10.8%
Cap
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
58%
Participation
|
| 1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
7%
Performance triggered
|
| 1-Year S&P 500 Inverse Performance Triggered |
Inverse Perf Triggered
Annual
|
14.9%
Performance triggered
|
| 1-Year Fixed Account |
Fixed
|
4.05%
Fixed
|
| 1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate with Spread |
Point to Point
Annual
|
240%
Participation
2%
Spread
|
| 1-Year SG Climate Prepared PTP Participation Rate with Spread |
Point to Point
Annual
|
240%
Participation
2%
Spread
|
| 1-Year SG Climate Prepared PTP Participation Rate |
Point to Point
Annual
|
200%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
11%
Cap
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
60%
Participation
|
| 1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate |
Point to Point
Annual
|
200%
Participation
|
| 1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
10.2%
Cap
|
| 1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
7.15%
Performance triggered
|
| 1-Year S&P 500 Inverse Performance Triggered |
Inverse Perf Triggered
Annual
|
15.2%
Performance triggered
|
| 1-Year Fixed Account |
Fixed
|
4.15%
Fixed
|
| 1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate with Spread |
Point to Point
Annual
|
245%
Participation
2%
Spread
|
| 1-Year SG Climate Prepared PTP Participation Rate with Spread |
Point to Point
Annual
|
245%
Participation
2%
Spread
|
| 1-Year SG Climate Prepared PTP Participation Rate |
Point to Point
Annual
|
205%
Participation
|
| 1-Year Barclays All Caps Trailblazer 5 PTP Participation Rate |
Point to Point
Annual
|
205%
Participation
|
| 1-Year MSCI EAFE PTP Cap |
Point to Point
Annual
|
10.45%
Cap
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
11.2%
Cap
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
62%
Participation
|
| 1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
7.3%
Performance triggered
|
| 1-Year S&P 500 Inverse Performance Triggered |
Inverse Perf Triggered
Annual
|
15.5%
Performance triggered
|
| 1-Year S&P 500 PTP Cap with Term Guarantee |
Point to Point
Annual
|
8.8%
Cap
|
| 1-Year S&P 500 PTP Cap with Term Guarantee |
Point to Point
Annual
|
9%
Cap
|
| 1-Year S&P 500 PTP Cap with Term Guarantee |
Point to Point
Annual
|
9.2%
Cap
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Penalty | 9% | 8% | 7% | 6% | 5% | 4% | 3% |
Riders
No Riders for SecureLink Ultra 7 annuity.
Waivers
Death
Available after the 1st contract anniversary for the following qualifying event: Death
Hospital
Available after the 1st contract anniversary for the following qualifying event: Hospital, medical care stay (confinement of at least 90 days).
Terminal Illness
Available after the 1st contract anniversary for the following qualifying event: Terminal condition (life expectancy of 12 months or less).
Annuitization
Available after the 1st contract anniversary for the following qualifying event: Annuitization
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