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Best Guaranteed Annuity Rates
2-Year
5.70%
3-Year
6.25%
5-Year
6.30%
7-Year
6.00%
10-Year
5.80%

Enhanced Choice Index 10

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Highlights

The Enhanced Choice Index is a single-premium deferred index annuity offering multiple crediting strategies linked to index performance, and a fixed interest account option. Clients choose the combination of indices and crediting options that best align with their financial goals. Enhanced product features give flexibility, adaptability, and access to funds.
There is a choice of a 5, 7, or 10-year surrender-charge period, with no surrender charges thereafter.
Available in states: AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
Fixed Index
Term
10 Years
Surrender schedule
9.4%8.5%7.5%6.5%5.5%4.5%3.5%2.5%1.5%0.5%
Free withdrawal
1st year: 0%
2nd+ year: 10%
Market value adjustment
Return of premium
Minimum contribution
$15,000
Types of funds
Non-Qualified, 401k, IRA, Pension, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, and 1035 Exchange
Brochure
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Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3% Fixed
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
34% Participation
1-Year S&P 500 PTP Enhanced Participation Rate
Point to Point
Annual
52% Participation
1-Year S&P MARC 5% ER PTP Participation Rate
Point to Point
Annual
135% Participation
1-Year S&P MARC 5% ER PTP Enhanced Participation Rate
Point to Point
Annual
190% Participation
1-Year S&P 500 DRC 5% ER PTP Participation Rate
Point to Point
Annual
135% Participation
1-Year S&P 500 DRC 5% ER PTP Enhanced Participation Rate
Point to Point
Annual
190% Participation
1-Year S&P 500 ESG DRC 5% ER PTP Participation Rate
Point to Point
Annual
135% Participation
1-Year S&P 500 ESG DRC 5% ER PTP Enhanced Participation Rate
Point to Point
Annual
190% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

No Riders for Enhanced Choice Index 10 annuity.

Waivers

No Waivers for Enhanced Choice Index 10 annuity.

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