Transamerica Structured Index Advantage Annuity
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Highlights
Are you seeking an innovative way to grow your portfolio amid today’s volatile markets, low interest rates, high inflation, and high-fee investments? The Transamerica Structured Index Advantage Annuity offers growth potential and investment protection in a cost-effective solution to help make your financial future more predictable, so you can live your best life.
The Transamerica Structured Index Advantage Annuity is a registered index-linked annuity that offers a distinctive combination of benefits you can tailor to meet specific needs. Take advantage of opportunities for tax-deferred investment growth and optional enhanced crediting strategies.
The Transamerica Structured Index Advantage Annuity is a registered index-linked annuity that offers a distinctive combination of benefits you can tailor to meet specific needs. Take advantage of opportunities for tax-deferred investment growth and optional enhanced crediting strategies.
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, PR, RI, SC, SD, TN, TX, UT, VT, VI, VA, WA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
6 Years |
|
Surrender schedule
|
8%8%7%6%5%4% |
|
Free withdrawal
|
10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$25,000 |
|
Types of funds
|
Non-Qualified, 401k, Profit Sharing, IRA, Pension, IRA Rollover, 401a, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, SIMPLE IRA, and 457 plan |
Brochure
|
Open brochure |
Find out if the Transamerica Structured Index Advantage Annuity is the right product for you.
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 6-Year Fidelity World Factor Leaders Index Best Entry Cap with 10% Buffer Uncapped |
Best Entry (3 observation days)
6-Year
|
|
| 6-Year S&P 500 Best Entry Cap with 10% Buffer |
Best Entry (3 observation days)
6-Year
|
250%
Cap
|
| 6-Year S&P 500 Best Entry Cap with 10% Buffer Uncapped |
Best Entry (6 observation days)
6-Year
|
|
| 6-Year Fidelity World Factor Leaders Index Best Entry Cap with 10% Buffer Uncapped |
Best Entry (6 observation days)
6-Year
|
|
| 1-Year Fixed Account |
Fixed
|
3.5%
Fixed
|
| Fixed Holding Account |
Fixed
|
2%
Fixed
|
| 1-Year S&P 500 PTP Cap with 10% Buffer |
Point to Point
Annual
|
15%
Cap
|
| 1-Year iShares U.S. Technology ETF PTP Cap with 15% Buffer |
Point to Point
Annual
|
13.5%
Cap
|
| 1-Year iShares Russell 2000 ETF PTP Cap with 15% Buffer |
Point to Point
Annual
|
15%
Cap
|
| 1-Year Fidelity World Factor Leaders Index PTP Cap with 15% Buffer |
Point to Point
Annual
|
10.5%
Cap
|
| 1-Year S&P 500 PTP Cap with 15% Buffer |
Point to Point
Annual
|
11.5%
Cap
|
| 6-Year S&P 500 PTP Participation Rate with 15% Buffer |
Point to Point
6-Year
|
135%
Participation
|
| 6-Year Fidelity World Factor Leaders PTP Participation Rate with 15% Buffer |
Point to Point
6-Year
|
165%
Participation
|
| 1-Year iShares U.S. Technology ETF PTP Cap with 10% Buffer |
Point to Point
Annual
|
16.5%
Cap
|
| 1-Year iShares Russell 2000 ETF PTP Cap with 10% Buffer |
Point to Point
Annual
|
19.5%
Cap
|
| 2-Year Fidelity World Factor Leaders Index PTP Cap with 10% Buffer |
Point to Point
Biennial
|
45%
Cap
|
| 6-Year S&P 500 PTP Cap with 20% Buffer Uncapped |
Point to Point
6-Year
|
|
| 2-Year iShares U.S. Technology ETF PTP Cap with 15% Buffer |
Point to Point
Biennial
|
32%
Cap
|
| 2-Year iShares U.S. Technology ETF PTP Cap with 15% Buffer |
Point to Point
Biennial
|
55%
Cap
|
| 2-Year iShares U.S. Technology ETF PTP Cap with 10% Buffer |
Point to Point
Biennial
|
35%
Cap
|
| 2-Year iShares Russell 2000 ETF PTP Cap with 15% Buffer |
Point to Point
Biennial
|
37%
Cap
|
| 2-Year iShares Russell 2000 ETF PTP Cap with 15% Buffer |
Point to Point
Biennial
|
75%
Cap
|
| 1-Year Fidelity World Factor Leaders Index PTP Cap with 10% Buffer |
Point to Point
Annual
|
13%
Cap
|
| 6-Year Fidelity World Factor Leaders PTP Cap with 10% Buffer Uncapped |
Point to Point
6-Year
|
|
| 2-Year Fidelity World Factor Leaders Index PTP Cap with 15% Buffer Uncapped |
Point to Point
Biennial
|
|
| 2-Year Fidelity World Factor Leaders Index PTP Cap with 15% Buffer |
Point to Point
Biennial
|
32%
Cap
|
| 6-Year S&P 500 PTP Cap with 10% Buffer Uncapped |
Point to Point
6-Year
|
|
| 2-Year S&P 500 PTP Cap with 10% Buffer |
Point to Point
Biennial
|
35%
Cap
|
| 2-Year S&P 500 PTP Cap with 15% Buffer |
Point to Point
Biennial
|
27%
Cap
|
| 2-Year iShares Russell 2000 ETF PTP Cap with 10% Buffer |
Point to Point
Biennial
|
45%
Cap
|
| 6-Year Fidelity World Factor Leaders PTP Cap with 20% Buffer Uncapped |
Point to Point
6-Year
|
|
| 2-Year S&P 500 PTP Cap with 15% Buffer |
Point to Point
Biennial
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 |
|---|---|---|---|---|---|---|
| Penalty | 8% | 8% | 7% | 6% | 5% | 4% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Death Benefit rider (ages 0-50) | Yes | 0.05% annually |
| Death Benefit rider (ages 51-70) | Yes | 0.15% annually |
| Death Benefit rider (ages 71-80) | Yes | 0.50% annually |
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