WealthChoice 10 with Bonus Rate & Reviews

WealthChoice 10 with Bonus

WealthChoice is a tax-deferred Fixed Index Annuity (FIA) designed with competitive growth options with protection from market downturns. Premiums may be added during the first contract year.

Premium Bonus Rider
Premiums paid within the first 90 days will receive a premium bonus of 5%, which is applied to the Account Values as allocated. There is no fee for the rider, though caps and pars may be lower than if no Premium Bonus Rider had been selected. The bonus is recaptured if withdrawals occur in years 1-5: 100, 80, 60, 40, 20% Fully vested in year 6. The premium bonus may still be recaptured if Waiver of Surrender Charges & MVA feature is exercised due to terminal illness or nursing home confinement.

Available in states: AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	5% Fixed
1-Year Horizon Ascend 5% PTP Participation Rate	Point to Point Annual	120% Participation
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	35% Participation
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	3.5% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	10.75% Cap

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	10%	9%	8%	7%	6%	5%	4%	3%	2%	1%

Riders

Name	Inbuilt	Fee
Wealth Choice GLBR - Increasing	No	0.75% annually
Wealth Choice GLBR - Level	No	0.75% annually