annuity-educator-logo
Best Guaranteed Annuity Rates
2-Year
5.55%
3-Year
6.25%
5-Year
6.50%
7-Year
5.85%
10-Year
5.80%

Guaranty Growth Plus

Get an annuity today!
Learn how an annuity can provide guaranteed income for life.

Highlights

Guaranty Growth Plus is a Single Premium – Tax Deferred – Fixed Indexed Annuity designed to protect your assets from market downturns and grow your retirement savings. In addition to safety and growth, it offers the option to have a Guaranteed Lifetime Income for you and your spouse. 
Available in states: AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
Fixed Index
Purpose Lifetime Income
Term
10 Years
Surrender schedule
12%12%11%11%10%9%8%7%6%4%
Free withdrawal
1st year: 0%
2nd+ year: 5%
Market value adjustment
Return of premium
Launch date
01/08/2018
Minimum contribution
$20,000
Maximum contribution
$1,000,000
Max Age Qualified
79
Types of funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, and IRA-Roth
Brochure
Open brochure

Find out if the Guaranty Growth Plus is the right product for you.

Withdrawal Provisions

Free Partial Withdrawal Provision:
  • Available after the first contract year, 5% of the beginning of year Accumulation Value is available without surrender charge.
  • A partial withdrawal from the contract can be requested at any time. Partial withdrawals are taken proportionally from each Fixed and Indexed Account.
  • The free percentage is not cumulative; it is recalculated each year. Once a partial withdrawal is taken, the Penalty Free Amount is reduced by the amount of that withdrawal, taken to $0 if the withdrawal was larger than the Penalty Free Amount.

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
5% Fixed
1-Year S&P 500 TR PTP Participation Rate
Point to Point
Annual
50% Participation
1-Year S&P 500 TR PTP Cap
Point to Point
Annual
11% Cap
1-Year S&P 500 TR PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
3% Cap
1-Year S&P MARC 5% ER PTP Participation Rate
Point to Point
Annual
185% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
60% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
12% Cap
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
3.5% Cap
1-Year UBS MASTR PTP Participation Rate
Point to Point
Annual
185% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 12% 12% 11% 11% 10% 9% 8% 7% 6% 4%

Riders

Name Inbuilt Fee
Growth Plus No

Waivers

Terminal Illness

If a contract owner is diagnosed with a Terminal Illness after their contract was issued, he/she may make a Full or Partial Surrender without incurring a Surrender Charge or Market Value Adjustment. While there is no waiting period to utilize this benefit after contract issue, the claim must be made within 180 days of the qualifying event.

Disability

If a contract owner becomes Totally Disabled after their contract was issued, he/she may make a Full or Partial Surrender without incurring a Surrender Charge or Market Value Adjustment. While there is no waiting period to utilize this benefit after contract issue, the claim must be made within 180 days of the qualifying event.

Extended Care

Confinement – receiving continuous care for at least 30 days from a hospital or long-term care facility, Please refer to the contract for additional detail.If a contract owner is diagnosed with a Terminal Illness, becomes Totally Disabled or becomes Confined in a medical facility after their contract was issued, he/she may make a Full or Partial Surrender without incurring a Surrender Charge or Market Value Adjustment. While there is no waiting period to utilize this benefit after contract issue, the claim must be made within 180 days of the qualifying event.

Confinement

Receiving continuous care for at least 30 days from a hospital or long-term care facility, Please refer to the contract for additional detail.

Ready to Protect Your Financial Future?

Request a free quote or talk to our financial expert to get help