Indextra Series 5 - Two Rate & Reviews

Indextra Series 5 - Two

The Indextra Series of products (Indextra) is issued by Integrity Life Insurance Company (Integrity Life). It is a single premium deferred fixed indexed annuity that earns interest based on changes in a market index, which measures how markets or parts of markets perform.

Guaranteed Minimum Accumulation Value
If your account value is less than the GMAV at the end of the index year immediately following the end of your withdrawal charge period, we will increase your account value to the GMAV. The GMAV is the premium, less voluntary reductions, including any withdrawal charges, less any rider charges, multiplied by an enhancement factor. The enhancement factor is 105% for the five-year withdrawal charge period. After the enhancement, the account value may fall below the GMAV if the interest earned is less than GLWB rider charges.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	4.6% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	9.75% Cap
1-Year GS Momentum Builder Multi-Asset Class PTP Participation Rate	Point to Point Annual	160% Participation
2-Year GS Momentum Builder Multi-Asset Class PTP Participation Rate	Point to Point Biennial	230% Participation
1-Year J.P. Morgan Strategic Balanced PTP Participation rate	Point to Point Annual	142% Participation
2-Year J.P. Morgan Strategic Balanced PTP Participation rate	Point to Point Biennial	202% Participation

Surrender schedule

Year	1	2	3	4	5
Penalty	9%	9%	8%	7%	6%

Riders

Name	Inbuilt	Fee
Indextra GLWB Rider	No	0.95% annually (1.50% max)