Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Indextra Series 5

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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The Indextra Series of products (Indextra) is issued by Integrity Life Insurance Company (Integrity Life). It is a single premium deferred fixed indexed annuity that earns interest based on changes in a market index, which measures how markets or parts of markets perform.

Guaranteed Minimum Accumulation Value
If your account value is less than the GMAV at the end of the index year immediately following the end of your withdrawal charge period, we will increase your account value to the GMAV. The GMAV is the premium, less voluntary reductions, including any withdrawal charges, less any rider charges, multiplied by an enhancement factor. The enhancement factor is 105% for the five-year withdrawal charge period. After the enhancement, the account value may fall below the GMAV if the interest earned is less than GLWB rider charges.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.55% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
11% Cap
1-Year GS Momentum Builder Multi-Asset Class PTP Participation Rate
Point to Point
Annual
160% Participation
2-Year GS Momentum Builder Multi-Asset Class PTP Participation Rate
Point to Point
Biennial
215% Participation
1-Year J.P. Morgan Strategic Balanced PTP Participation rate
Point to Point
Annual
135% Participation
2-Year J.P. Morgan Strategic Balanced PTP Participation rate
Point to Point
Biennial
180% Participation

Surrender schedule

Year 1 2 3 4 5
Penalty 9% 9% 8% 7% 6%

Riders

Name Inbuilt Fee
Indextra GLWB Rider No 0.95% annually (1.50% max)