Fixed index annuity review and rates

Summit Bonus Index with Income Rider

Sentinel Plan Summit Bonus Index is a 10 year, single premium, deferred annuity with four different indexing strategies, in addition to a fixed account. An Income Rider is also available with a rollup that will continue to compound for up to 20 years.

Available in states: AL, AZ, AR, CA, CO, FL, GA, HI, IL, IN, IA, KS, KY, LA, MD, MN, MS, MT, NE, NV, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TX, UT, WA, and WY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	1.5% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	2.5% Cap
1-Year S&P 500 PTP Monthly Average Cap	Point to Point Annual Monthly average	2.5% Cap
1-Year S&P 500 PTP Daily Average Cap	Point to Point Annual Daily average	2.5% Cap
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	1.1% Cap

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	12%	11%	10%	9%	8%	7%	6%	5%	4%	2%

Riders

Name	Inbuilt	Fee
Sentinel Summit Bonus GLWB (rollup ages 45-49)	Yes	1.05% annually (1.50% max)
Sentinel Summit Bonus GLWB (rollup ages 50-59)	Yes	1.05% annually (1.50% max)
Sentinel Summit Bonus GLWB (rollup ages 60-69)	Yes	1.05% annually (1.50% max)
Sentinel Summit Bonus GLWB (rollup ages 70+)	Yes	1.05% annually (1.50% max)