Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

American Select 7 Bonus Plus

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

American Select Bonus Plus Earn an even larger bonus to maximize your upfront earnings potential (small annual policy fee applies).

Interest Bonus: An additional amount added to your Contract Value as interest at your 7th anniversary, if no voluntary withdrawals were made up to that point. If no withdrawals other than RMDs - 2.0% of Contract Value at the end of 7th Year. 
Available in states: AZ, CO, DC, FL, GA, HI, ID, IL, IN, IA, KS, LA, MI, MO, MT, NE, NV, NM, ND, OH, OK, OR, SD, TX, and UT

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3.8% Fixed
2-Year Janus SG Guidance Index Value Lock PTP Participation Rate
Point to Point
Biennial
75% Participation
1-Year S&P MARC 5% ER PTP Participation Rate
Point to Point
Annual
100% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
35% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.75% Cap
2-Year GS Xenith PTP Participation Rate
Point to Point
Biennial
200% Participation
1-Year GS Xenith PTP Participation Rate
Point to Point
Annual
150% Participation
1-Year S&P 500 ESG PTP Participation Rate
Point to Point
Annual
35% Participation
1-Year S&P 500 ESG PTP Cap
Point to Point
Annual
5% Cap

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 9% 8% 7% 6% 5% 5% 4%

Riders

Name Inbuilt Fee
Hypothetical rider fee Yes 0.80% annually (0.00% after 7 years)