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Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%
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Symetra Edge Elite 7

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

Symetra Edge Elite is a single-premium fixed indexed annuity. Edge Elite offers potential to take your retirement to a higher level. Growth potential based on the JPMorgan ETF Efficiente 5 Index, the Putnam Dynamic Low Volatility Excess Return Index and the S&P 500 Index. 
Our enhanced accounts offer higher participation rates in exchange for an annual charge. With higher participation rates, your accounts have potential to grow at a higher rate than our other account options. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.35% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.75% Cap
2-Year Putnam Dynamic Low Volatility ER PTP Enhanced Participation Rate Guaranteed for Term
Point to Point
Biennial
360% Participation
1-Year Putnam Dynamic Low Volatility ER PTP Enhanced Participation Rate Guaranteed for Term
Point to Point
Annual
235% Participation
2-Year JP Morgan ETF Efficiente 5 PTP Enhanced Participation Rate Guaranteed for Term
Point to Point
Biennial
275% Participation
1-Year JP Morgan ETF Efficiente 5 PTP Enhanced Participation Rate Guaranteed for Term
Point to Point
Annual
180% Participation
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
75% Participation
1-Year Putnam Dynamic Low Volatility ER PTP Participation Rate
Point to Point
Annual
195% Participation
1-Year Putnam Dynamic Low Volatility ER PTP Cap
Point to Point
Annual
16% Cap
2-Year Putnam Dynamic Low Volatility ER PTP Participation Rate
Point to Point
Biennial
295% Participation
1-Year JP Morgan ETF Efficiente 5 PTP Participation Rate
Point to Point
Annual
150% Participation
1-Year JP Morgan ETF Efficiente 5 PTP Cap
Point to Point
Annual
16% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
60% Participation
2-Year JP Morgan ETF Efficiente 5 PTP Participation Rate
Point to Point
Biennial
230% Participation
1-Year Fixed Account
Fixed
4.5% Fixed
1-Year JP Morgan ETF Efficiente 5 PTP Enhanced Participation Rate Guaranteed for Term
Point to Point
Annual
195% Participation
2-Year JP Morgan ETF Efficiente 5 PTP Enhanced Participation Rate Guaranteed for Term
Point to Point
Biennial
295% Participation
1-Year Putnam Dynamic Low Volatility ER PTP Enhanced Participation Rate Guaranteed for Term
Point to Point
Annual
255% Participation
2-Year Putnam Dynamic Low Volatility ER PTP Enhanced Participation Rate Guaranteed for Term
Point to Point
Biennial
380% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
11.25% Cap
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
85% Participation
1-Year Putnam Dynamic Low Volatility ER PTP Cap
Point to Point
Annual
18% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
65% Participation
2-Year Putnam Dynamic Low Volatility ER PTP Participation Rate
Point to Point
Biennial
320% Participation
1-Year Putnam Dynamic Low Volatility ER PTP Participation Rate
Point to Point
Annual
215% Participation
1-Year JP Morgan ETF Efficiente 5 PTP Cap
Point to Point
Annual
18% Cap
1-Year JP Morgan ETF Efficiente 5 PTP Participation Rate
Point to Point
Annual
165% Participation
2-Year JP Morgan ETF Efficiente 5 PTP Participation Rate
Point to Point
Biennial
250% Participation

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 9% 9% 8% 7% 6% 5% 4%