Symetra Income Edge Plus
Symetra Income Edge Plus
About Product
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
2.85%
Fixed
|
| 1-Year J.P. Morgan ETF Efficiente 5 PTP Cap |
Point to Point
Annual
|
10%
Cap
|
| 1-Year Nasdaq-100 PTP Cap |
Point to Point
Annual
|
5%
Cap
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
4.6%
Cap
|
| 1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
4.25%
Performance triggered
|
| 1-Year Nasdaq-100 Performance Triggered |
Performance Triggered
Annual
|
4.25%
Performance triggered
|
| 1-Year Fixed Account |
Fixed
|
3.2%
Fixed
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
5.25%
Cap
|
| 1-Year Nasdaq-100 PTP Cap |
Point to Point
Annual
|
5.75%
Cap
|
| 1-Year J.P. Morgan ETF Efficiente 5 PTP Cap |
Point to Point
Annual
|
16%
Cap
|
| 1-Year Nasdaq-100 Performance Triggered |
Performance Triggered
Annual
|
4.75%
Performance triggered
|
| 1-Year S&P 500 Performance Triggered |
Performance Triggered
Annual
|
4.75%
Performance triggered
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| Penalty | 8% | 8% | 7% | 7% | 6% | 5% | 4% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Symetra Income Edge Plus GLWB Rider Level option | Yes | 1.20% annually |
| Symetra Income Edge Plus GLWB Rider with Automatic Increase option | Yes | 1.20% annually |
Waivers
Hospital
Unavailable in states: CA
Hospitalization Waiver: 1. Аfter 30 days of confinement and for up to 90 days after release. 2. If confined on the Contract Date, 12-month exclusion period applies
Nursing Home
Unavailable in states: CA
Nursing Home: 1. Аfter 30 days of confinement and for up to 90 days after release. 2. If confined on the Contract Date, 12-month exclusion period applies.
Terminal Illness
Unavailable in states: CA
1. Available after the first Contract Year, 2. Diagnosed with a terminal illness and not expected to live more than 12 months. 3. Not diagnosed with the terminal illness as of the Contract Date. 4. A physician certifies the illness and life expectancy, and The Owner has been continuous since the Contract Date.
RMD
If a withdrawal is taken in order to satisfy the minimum distribution requirements of the Internal Revenue Code, and the required minimum distribution amount exceeds the Maximum Withdrawal Amount, the withdrawal will not be considered an Excess Withdrawal.
Premium Notes
Contribution Maximum 1000000
Withdrawal Provisions
Free Partial Withdrawals Up to 10% of Contract Value per Contract Year, available immediately. The 10% Free Partial Withdrawal is no longer available after GLWB Payments begin.
- A.M. Best A
- S&P A
- Moody's A1
- Comdex 81
