Palladium Group Fixed Annuity

The American National Insurance Company, founded in 1905, is one of the leading providers of insurance products and financial services in the US. As a private company, they offer life insurance, annuities, health insurance, credit insurance, and pension plan services to individuals, families, and businesses alike. American National is committed to supplying financial stability, implementing ethical business practices, and building long-term liaisons with their clients. In 2001, they obtained Farm Family Holdings, Inc., magnifying their presence in the Northeast regions.

American National Insurance Company
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Palladium Group Fixed Annuity-brochure Palladium Group Fixed Annuity-brochure

Palladium Group Fixed Annuity

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Ratings:

  • A.M. Best A
  • Fitch A
  • S&P A
  • Comdex 75

About Product

Premium Type
Flexible Premium
Fee withdrawal:
None
Market Value Adjustment
No x
Return Of Premium
No x
Minimum Contribution
$5,000
Maximum Contribution
$1,000,000
Max Age Qualified
99
Types Of Funds
401k, Profit Sharing, Pension, and TSA 403b

Traditional Fixed Annuity Interest Rates

Surrender Years First Year Yield Term Guaranteed Yield Term Current Yield
8 3.5% 2.98% 3.5%
American National Insurance Company offers a fixed annuity exclusively for qualified pension and profit sharing plans. There is no initial charge against the premiums on this contract and there are no charges against the assets. This contract assures a return on your money by guaranteeing a minimum interest rate for the life of the contract.

In addition to the minimum guarantees, current market interest rates are declared by American National Insurance Company and are guaranteed for annual intervals from the date of each premium. There is no penalty for withdrawals of funds for a plans participant's retirement, death, disability. or termination of employment.

Free Withdrawals
Withdrawal charges are waived for plan distributions due to a participant’s death, disability, retirement, or termination of employment.
 
Note:
We will accept the following Inherited IRA: 
  • Non-Spouse ONLY if the original owner passed away prior to 01/01/2020. 
  • If the DOD is on or after 01/01/2020 we will only accept Spousal Inherited IRAs. 

Riders

No Riders for Palladium Group Fixed Annuity annuity.

Waivers

Death

Withdrawal charges are waived for plan distributions due to a participant’s death.

Unemployment

Withdrawal charges are waived for plan distributions due to a participant’s retirement or termination of employment.

Disability

Not available if owner is receiving social security benefits on date of issue or is age 65 or greater at time of disability.

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