Palladium Group Fixed Annuity
The Palladium Group Fixed Annuity, presented by American National Insurance Company, is a clever investment for retirement with a real return guarantee on your money. There are no initial or asset charges that can eat into your funds. Let the minimum interest rate assurances and market-declared current interest rates work for you.
No need to worry about withdrawal penalties during life's unpredicted events such as disability, retirement, or job termination. Your retirement funds are taken care of with stability and protection. The Palladium Group Fixed Annuity is a trustworthy consideration for your pension and profit sharing plans.
Palladium Group Fixed Annuity
About Product
Traditional Fixed Annuity Interest Rates
| Surrender Years | First Year Yield | Term Guaranteed Yield | Term Current Yield |
|---|---|---|---|
| 8 | 3.5% | 2.41% | 3.5% |
In addition to the minimum guarantees, current market interest rates are declared by American National Insurance Company and are guaranteed for annual intervals from the date of each premium. There is no penalty for withdrawals of funds for a plans participant's retirement, death, disability. or termination of employment.
Free Withdrawals
Withdrawal charges are waived for plan distributions due to a participant’s death, disability, retirement, or termination of employment.
Riders
No Riders for Palladium Group Fixed Annuity annuity.
Waivers
Death
Withdrawal charges are waived for plan distributions due to a participant’s death.
Unemployment
Withdrawal charges are waived for plan distributions due to a participant’s retirement or termination of employment.
Disability
Not available if owner is receiving social security benefits on date of issue or is age 65 or greater at time of disability.
- A.M. Best A
- Fitch A
- S&P A
- Comdex 75
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