Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Palladium Match MYG (Bank Product)

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Learn how an annuity can provide guaranteed income for life.

Maximize your financial potential with the exclusive Palladium Match Multi-Year Guarantee (MYG) Annuity offering an impressive fixed interest rate that ensures your earnings grow steadily and securely, all while enjoying the added advantage of tax-deferred growth.

Tax-deferred growth
This product allows for tax-deferred growth until you need the money from your annuity. While it is growing tax-deferred, you will receive compounded interest on the entire amount in the annuity and not on the after tax amount as you would with taxable products each year.

Annual effective interest rate
It pays an annual “effective interest rate” based upon compounding of both the principal and interest. Interest will be credited to the annuity, compounded daily, based on a 365 day year. Any withdrawals, including interestonly withdrawals, will reduce the amount of interest credited to your contract.

Systematic Withdrawals
May be requested at any time prior to maturity for interest-only or fixed amounts. Minimum withdrawal amount is $100.00 Please see contract for more information.
Withdrawals of earnings are subject to income tax. For earnings withdrawn before age 59½, a 10% federal tax penalty may apply to the taxable amount. Withdrawals from the annuity will affect both the annuity value and the death benefit.

Surrender Charge Free Withdrawals
10% of the beginning contract year annuity value may be withdrawn without a surrender charge every year.

Death Benefit
On the death of the owner, the death benefit will be the greater of the surrender value or the annuity value of the contract on the date proof of death is received by American National. 

MYGA Interest Rates

Term
Rate
Annual percentage yield (APY)
earned over the investment term
3 years 4.3%
5 years 5.05%
7 years 5.05%

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