Ameritas (Legacy Marketing Group) ApexAdvantage
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Highlights
ApexAdvantage is a 10-year modified single premium deferred fixed index annuity. ApexAdvantage is designed to help generate the income you need to accelerate your retirement. While income you can’t outlive is vital, it’s equally important to grow your money. ApexAdvantage offers strong growth potential and valuable guarantees to help protect your funds from market downturns.
Please note this product is developed and marketed exclusively with Legacy Marketing Group.
Please note this product is developed and marketed exclusively with Legacy Marketing Group.
Available in states:
AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
10 Years |
|
Surrender schedule
|
9%9%8%7%6%5%4%3%2%1% |
|
Free withdrawal
|
1st year: 0% 2nd+ year: 10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$25,000 |
|
Types of funds
|
Non-Qualified, 401k, IRA, IRA Rollover, 401a, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, 457 plan, 1035 Exchange, Inherited IRA, and NQ Stretch |
Brochure
|
Open brochure |
Find out if the Ameritas (Legacy Marketing Group) ApexAdvantage is the right product for you.
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
4.15%
Fixed
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
50%
Participation
|
| 1-Year S&P MARC 5% ER PTP Participation Rate |
Point to Point
Annual
|
170%
Participation
|
| 2-Year S&P MARC 5% ER PTP Participation Rate |
Point to Point
Biennial
|
235%
Participation
|
| 1-Year BNPP US Governance Multi Asset PTP Participation Rate |
Point to Point
Annual
|
190%
Participation
|
| 2-Year BNPP US Governance Multi Asset PTP Participation Rate |
Point to Point
Biennial
|
265%
Participation
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Penalty | 9% | 9% | 8% | 7% | 6% | 5% | 4% | 3% | 2% | 1% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| FutureNow Rider Level | No | 1.25% annually (2.50% after 10 years) (2.50% max) |
| FutureNow Rider Increasing | No | 1.25% annually (2.50% after 10 years) |
| FutureNow Rider Increasing With Booster | No | 1.35% annually (2.50% after 10 years) |
| FutureNow Rider Level With Booster | No | 1.35% annually (2.50% after 10 years) |
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