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Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

WealthLock MYGA Plus

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Learn how an annuity can provide guaranteed income for life.

The WealthLock MYGA Plus is a fixed annuity that might be right for you if you value dependable growth through guaranteed interest and access to funds. Other benefits include tax deferral, guaranteed income options, and security for your loved ones.

Access to Funds
  • You can withdraw up to 10% of your contract value each year free of charge after the first year. 
  • You can withdraw any RMD required by the IRS after 30 days, even if it exceeds the free withdrawal amount. 
  • You also have access to 100% of your contract value after the first year in the event you are confined to a nursing home or diagnosed with a terminal illness. 
  • Free Interest Withdrawal available 30 days after the Effective Date. May be withdrawn no more frequently than monthly. 
  • Withdrawals in the first year of the guarantee period and amounts greater than the 10% free amount will be subject to an early withdrawal charge and market value adjustment. You have access to 100% of your contract value after the guarantee period. 
Market Value Adjustment (MVA)
If the market index interest rates are higher than when you purchased the annuity, the MVA amount will be negative, decreasing your withdrawal amount and/or annuity balance. If market index interest rates are lower than when you purchased the annuity, the MVA is positive, increasing your withdrawal amount and/or annuity balance. The MVA does not impact Annuitization Options or the Minimum Guaranteed Surrender Value, and will only apply during the surrender charge schedule. 

MYGA Interest Rates

Term
Rate
Annual percentage yield (APY)
earned over the investment term
2 years 4.7%
3 years 5.1%
5 years 5.25%
7 years 5.15%

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