Safe Harbor 20 (NV Only) ages 0-59

The Safe Harbor 20 annuity is a dependable investment for those close to or already in retirement. This product gives you a secure way to enjoy your later years, with flexibility and peace of mind. Unlike other plans laden with unwanted features, Safe Harbor allows you to pick your options, ensuring higher interest rates and more significant payouts.

It's impressive how Safe Harbor includes a 'build your own' approach. Choose from three to twenty years, customizing your plan to suit your personal goals. Plus, your investments earn at a guaranteed rate, protected regardless of market or interest rate changes. Your principal and interest are assured by the issuer, providing an income stream you can rely on. This annuity truly feels like a safe harbor in the unpredictability of retirement planning.

Safe Harbor 20 (NV Only) ages 0-59

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About Product

Premium Type

Single Premium

Fee withdrawal:

None

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$5,000

Maximum Contribution

$1,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, IRA, IRA Rollover, 401a, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, 1035 Exchange, Stretch IRA, Inherited IRA, and TSP

Launch Date

07/01/2019

MYGA Interest Rates

Term	Rate Annual percentage yield (APY) earned over the investment term
20 years	3.85%

Safe Harbor Bonus Guarantee is a single premium-deferred annuity that earns a fixed rate of interest,allowing your money to grow on a tax-deferred basis. Our annuity offers multiple guarantee periods to align with your specific needs, and guarantees the interest rate for that entire guaranteed period. Safe Harbor Bonus Guarantee gives you control over the duration of the annuity, which can be five, six, seven, ten or twenty years.

Our annuity also offers optional features you are able to select to customize your plan whereas most other annuities are loaded with features you don't want or need, giving you a lower interest rate. With Safe Harbor Bonus Guarantee, you pay only for the features you want, making your interest rate higher and your payout greater.

Issue Ages
0 to 75 (20 year guarantee period)

Market Value ADjustment (MVA)
The MVA expires at the end of each Guarantee Period and reinstates if you select a new Guarantee Period.

Riders

Name	Inbuilt	Fee
Death Benefit Feature	No	0.25% rate reduction

Waivers

Surrender Window

At the end of your guarantee period, you will have the option to renew your annuity for another guarantee period. We will contact you and provide a 30-day window to select a new guaranteed interest rate. During your 30-day window you can surrender your annuity for cash with no surrender charges or market value adjustment.

Company Founded: 1925

Good Rated Company

Atlantic Coast Life Insurance Company

Company Ratings

4.2