Safe Harbor 20 (NV Only) ages 60+
Safe Harbor 20 (NV Only) from Atlantic Coast Life Insurance Company gives you the control and flexibility you need in planning your retirement. With the option to pick the duration of the annuity and only pay for features you need, you can build a retirement plan that works for you. Enjoy high interest rates, guaranteed income options and a secure principal remaining unaffected by market fluctuations.
This annuity offers unique benefits like an interest bonus in the first year, tax-deferred growth, and guaranteed income for up to 20 years! Plus, with an option to renew your annuity at the end of the guarantee period or even convert it into a stream of retirement income, it offers peace of mind for your golden years. Safe Harbor 20 truly lives up to its name by providing a safe and secure financial harbor for your retirement.
Safe Harbor 20 (NV Only) ages 60+
About Product
MYGA Interest Rates
| Term |
Rate
Annual percentage yield (APY)
earned over the investment term |
|---|---|
| 20 years | 3.85% |
Our annuity also offers optional features you are able to select to customize your plan whereas most other annuities are loaded with features you don't want or need, giving you a lower interest rate. With Safe Harbor Bonus Guarantee, you pay only for the features you want, making your interest rate higher and your payout greater.
Issue Ages
0 to 75 (20 year guarantee period)
Market Value ADjustment (MVA)
The MVA expires at the end of each Guarantee Period and reinstates if you select a new Guarantee Period.
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Death Benefit Feature | No | 0.25% rate reduction |
Waivers
Surrender Window
At the end of your guarantee period, you will have the option to renew your annuity for another guarantee period. We will contact you and provide a 30-day window to select a new guaranteed interest rate. During your 30-day window you can surrender your annuity for cash with no surrender charges or market value adjustment.
- A.M. Best B++
