Safe Harbor (FL Only) ages 60+
The Safe Harbor Bonus Guarantee annuity truly lives up to its name. It's a peace-of-mind solution for those in or nearing retirement. Not only does it allow for tax-deferred growth, it also provides a guaranteed interest rate, letting you confidently plan your future. The flexibility in selecting the annuity duration and the option to customize your plan offers personalized control over your retirement fund, ensuring you only pay for the features that you want and need.
The Safe Harbor Bonus Guarantee ensures your principal is protected; regardless of market fluctuations, your initial investment and earned interest remain safe. At the end of your initial period, you have various options including renewing, withdrawing, or converting your funds into a guaranteed income stream for up to 20 years. On top of all these foundations, the annuity also includes an intriguing interest bonus in the first year for most guarantee periods, providing a kick-start to your retirement fund. It is obvious that the thoughtfully designed features cater to providing a stress-free and value-added retirement plan.
Safe Harbor (FL Only) ages 60+
About Product
MYGA Interest Rates
| Term |
Rate
Annual percentage yield (APY)
earned over the investment term |
|---|---|
| 3 years | 4.16% |
| 5 years | 4.4% |
| 6 years | 4.4% |
| 7 years | 4.41% |
| 10 years | 4.24% |
Our annuity also offers optional features you are able to select to customize your plan whereas most other annuities are loaded with features you don't want or need, giving you a lower interest rate. With Safe Harbor Bonus Guarantee, you pay only for the features you want, making your interest rate higher and your payout greater.
Issue Ages
0 to 90 (5, 6, 7 and 10 year guarantee period)
Market Value Adjustment (MVA)
The MVA expires at the end of each Guarantee Period and reinstates if you select a new Guarantee Period.
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Death Benefit Feature (FL) | Yes | 0.25% rate reduction |
Waivers
Surrender Window
At the end of your guarantee period, you will have the option to renew your annuity for another guarantee period. We will contact you and provide a 30-day window to select a new guaranteed interest rate. During your 30-day window you can surrender your annuity for cash with no surrender charges or market value adjustment.
- A.M. Best B++
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