Safe Harbor (State Variation) ages 0-59
The Safe Harbor Bonus Guarantee annuity brings peace of mind for those nearing retirement. With flexible durations, including options of three, five, six, seven, ten or twenty years, it puts you in control. Plus, it only includes the features you select, meaning you aren't paying for extras you don't need. The result? Higher interest rates and maximized payout.
Looking for assured rates of return and protection of your principal investment? Safe Harbor scores there as well. Plus, it offers income options to suit your needs, including withdrawal options free of surrender charges or market value adjustments, and possibility of turning it into a retirement income source. With added bonuses like tax-deferred growth and a guaranteed interest bonus in year 1 for most plans, Safe Harbor Bonus Guarantee annuity holds strong promise.
Safe Harbor (State Variation) ages 0-59
About Product
MYGA Interest Rates
Term |
Rate
Annual percentage yield (APY)
earned over the investment term |
---|---|
3 years | 4.43% |
5 years | 4.65% |
6 years | 4.52% |
7 years | 4.53% |
10 years | 4.34% |
Our annuity also offers optional features you are able to select to customize your plan whereas most other annuities are loaded with features you don't want or need, giving you a lower interest rate. With Safe Harbor Bonus Guarantee, you pay only for the features you want, making your interest rate higher and your payout greater.
Issue Ages
0 to 90 (5, 6, 7 and 10 year guarantee period)
Market Value ADjustment (MVA)
The MVA expires at the end of each Guarantee Period and reinstates if you select a new Guarantee Period.
Riders
Name | Inbuilt | Fee |
---|---|---|
Death Benefit Feature | No | 0.25% rate reduction |
Waivers
Surrender Window
At the end of your guarantee period, you will have the option to renew your annuity for another guarantee period. We will contact you and provide a 30-day window to select a new guaranteed interest rate. During your 30-day window you can surrender your annuity for cash with no surrender charges or market value adjustment.
- A.M. Best B++