Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Brighthouse Fixed Rate Annuity MVA

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Learn how an annuity can provide guaranteed income for life.

The Brighthouse Fixed Rate Annuity MVA is designed for long-term retirement savings and provides the opportunity to obtain a stream of payments for life.

Free Withdrawal Amount
The following amounts may be withdrawn free of withdrawal charge:
  • First contract year: 10% of the purchase payment 
  • Each year after the first contract year: 10% of the account value, as of the prior contract anniversary 
  • Withdrawals made to satisfy required minimum distributions (RMDs) for amounts held within the contract 
Limited Market Value Adjustment
During the initial guarantee period, if a withdrawal is made that exceeds the Free Withdrawal Amount, a Market Value Adjustment (MVA) may apply in addition to withdrawal charges. The adjustment to your withdrawal value could be positive or negative, based on current interest rates, relative to interest rates at issue. However, if you don’t plan on taking withdrawals during the initial guarantee period, you can take advantage of a higher Initial Guaranteed Interest Rate without being impacted by the MVA.

Death Benefit
Upon the death of the owner, the beneficiary will receive the full account value (not subject to withdrawal charges) or the minimum withdrawal value, whichever is greater.
For issue ages 0-17, a Uniform Gift to Minors Act (UGMA) or Uniform Transfers to Minors Act (UTMA) custodial account must be established.

Note: TSP funds have to be rolled into an IRA.

MYGA Interest Rates

Term
Rate
Annual percentage yield (APY)
earned over the investment term
3 years 3.65%
5 years 4.05%
7 years 4.1%

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