Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Index-Choice 10 New York

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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Learn how an annuity can provide guaranteed income for life.

FGNY Index-Choice 10 is a flexible-premium, indexed annuity. It is a highly competitive Indexed Annuity which offers four interest-crediting options to assist your clients in meeting their financial goals. Clients can select from a monthly average, an annual point-to-point, and a monthly point-to-point, all which are linked to a formula based, in part, on changes in the S&P 500; additionally, there is a traditional fixed interest account option.
Available in states: NY

Allocation Accounts

Name Type Rates
7-Year Fixed Account
Fixed
3% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
7% Cap
1-Year S&P 500 PTP Monthly Average Cap
Point to Point
Annual
Monthly average
7.25% Cap
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
2.25% Cap

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 10% 10% 10% 9% 8% 7% 6% 5% 4% 2%