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Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

First Symetra Custom 5 Fixed Annuity with ROP

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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Learn how an annuity can provide guaranteed income for life.

The First Symetra Custom 5 is a modified single premium deferred fixed annuity. The minimum premium is $25,000 for qualified and non-qualified funds. Additional contributions can be made for $1,000 or more during the first year only. During each policy year, including the first, up to 10% of the contract value may be withdrawn without CDSC charge. Systematic withdrawals are also an option. Surrender charges are five years in duration (7,7,7,6,5) and are waived in the event of annuitization, death, extended confinement in a nursing home or hospital. There is an optional return of principal rider which, if elected, guarantees the sum of all purchase payments, less prior withdrawals. IGMIR is between 1-5%, declared at issue. Withdrawals and taxable distributions may be subject to ordinary income tax and if made prior to age 59 1/2, may also be subject to a 10% federal income tax penalty. Surrender charges may also apply. Guarantees are based on the claims paying ability of the insurer. This is an annuity contract issued by an insurance company and not a bank product protected by the FDIC.

Purchase ages:
  • 0-85
  • 0-90 (if Guaranteed Return of Purchase Payment is selected)

Interest Rates

Guaranteed Years Surrender Years Guaranteed Yield Current Yield
3 5 2.59% 3.65%
3 5 2.83% 4.05%
3 5 3.04% 4.4%
3 5 3.04% 4.4%
5 5 3% 3%
5 5 3.3% 3.3%
5 5 3.45% 3.45%
5 5 3.45% 3.45%