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Preferred 8 Annuity

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Learn how an annuity can provide guaranteed income for life.

The Flexible Premium Deferred Annuity (FPDA) is a flexible premium, deferred annuity. You purchase the annuity with an initial premium payment, but ongoing premium payments are accepted during the life of the contract. The FPDA is a fixed, deferred annuity which means interest is earned during the accumulation phase and annuity payments are deferred until the Maturity Date or upon annuitization.
Our tax deferred annuities provide competitive interest rates for five- or eight-year periods, ensuring your savings aren’t subject to the stock market’s ups and downs. You can make contributions in a lump sum or a series of payments in either qualified retirement plans or non-qualified accounts.

Plus, when you renew our Preferred 8 or Preferred 5 Annuity, we offer a loyalty bonus: an even higher interest rate for the first year of your new term. Loyalty Bonus Rate Conversion Accounts equals 4.75%.
Interest compounds daily over the specified term. Earned interest can be withdrawn any time after the first 30 days and annual withdrawals up to 10% of remaining principal may be taken without penalty after the first contract year.

Minimum Deposit 
  • Minimum initial deposit: $10,000
  • Maximum 1st-year deposits: $3,000,000 without approval
  • Additional premiums accepted as both, Lump Sum or Periodic payments. Minimum $400,000 additional a year.
  • Future deposits accepted up to $3,000,000 per contract year without starting a new surrender period
  • Annual withdrawals up to 10% of principal without penalty after 1st contract year

Traditional Fixed Annuity Interest Rates

Surrender Years First Year Yield Term Guaranteed Yield Term Current Yield
8 4.15% 2.27% 4.15%

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