Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

SecureFore 7

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

SecureFore 7 offers you the potential to grow your retirement assets without the risk of stock market declines. It works to maximize your retirement income in two ways:  With SecureFore 7, your contract growth is predictable. The interest rate schedule is locked in for seven years. After the initial guaranteed rate period expires, a renewal rate will be declared and guaranteed for one year. This will occur at the beginning of each subsequent contract year.  growth and tax deferral.

The principal is 100% guaranteed if held to the end of the withdrawal charge period Less prior withdrawals and less withdrawal charges on any prior withdrawals. Withdrawal charges are not assessed on free withdrawals. Amounts withdrawn in excess of the free withdrawal amount may be subject to withdrawal charges. Withdrawals of taxable amounts are subject to ordinary income tax and may be subject to a 10% federal income tax penalty if taken before age 59 1/2.

Premium Payment
Single premium
Minimum
  • $10,000 
Maximum
  • $1,000,000 for age 0–80; 
  • $500,000 for age 81–85 (Approval required for premium in excess of these limits).
Non-Qualified Stretch
Requires use of systematic withdrawal option (life expectancy option) and a maximum issue age of 75. The optional feature Return of Premium is not available.
Inherited/Beneficiary IRA
Requires use of systematic withdrawal option (life expectancy option) and a maximum issue age of 75. The optional feature Return of Premium is not available. The beneficiary must be either spouse of the original owner at the time of death or less than 10 years younger than the original owner.
Inherited/Beneficiary Roth IRA
Requires use of systematic withdrawal option (life expectancy option) and a maximum issue age of 75. The optional feature Return of Premium is not available. The beneficiary must be either spouse of the original owner at the time of death or less than 10 years younger than the original owner.

Withdrawal Privileges
  • 10% of the beginning-of-year contract value after the first contract year (10% of Annuity Deposit in the first Contract Year) can be withdrawn each year without incurring withdrawal charges. If you withdraw an amount in excess of this free withdrawal amount, you may be subject to withdrawal charges. Withdrawals of taxable amounts are subject to ordinary income tax and may be subject to a 10% federal income tax penalty if taken before age 59½.  
  • Should you suffer from a terminal illness, any withdrawal charges will be waived on any portion of the contract value that is withdrawn after the first contract anniversary. availability. 
  • If you should become confined to an approved nursing facility for at least 90 consecutive days, withdrawal charges on any portion of the contract value withdrawn will be waived. availability. 
  • Systematic withdrawals may be specified by dollar amount, percentage of the contract value, or choice of payout frequency.
Optional Feature
Return of Premium If selected at issue, Forethought Life Insurance Company guarantees that upon full surrender, you will receive no less than your original premium, less all prior withdrawals. 

MYGA Interest Rates

Term
Rate
Annual percentage yield (APY)
earned over the investment term
7 years 5%

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