Jackson National Life Insurance Company of New York
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Market Link Pro Advisory 4 NY

Jackson National Life Insurance Company of New York, established in 1995, finds itself playing a key role in the state of New York when it comes to retirement planning and the annuity market. By providing its signature tax-deferred annuity and life insurance products tailored to the individual needs of New York residents, the company’s mission is to empower its clients to secure their retirement. Backed by the financial resources of its parents company, Jackson Financial Inc. (1961), they sell various annuity types and life insurance policies, each designed to offer clients growth opportunity, protection, or even a guaranteed lifetime income stream. Between 2004 and today, Jackson National Life NY has received the SQM Call Center Award on multiple occasions in recognition of its world-class customer service.
Market Link Pro Advisory 4 NY-brochure Market Link Pro Advisory 4 NY-brochure

Market Link Pro Advisory 4 NY

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About Product

Type
Registered Index-Linked
Purpose
Accumulation
Surrender schedule
No Surrender Charge
Fee withdrawal:
10%
Flexible premium
Product Life
Market Value Adjustment
Yes
Return Of Premium
No
Minimum Contribution
$25,000
Maximum Contribution
$1,000,000
Max Age Qualified
85
Types Of Funds
Non-Qualified, 401k, Profit Sharing, Traditional IRA, Pension, TSA 403b, KEOGH, IRA-Roth, 1035 Exchange, Roth Conversion (Partial), and Roth Conversion (Full)
Launch Date
06/08/2026
The Jackson Market Link Pro Advisory 4 is an individual single Premium deferred registered index-linked annuity Contract issued by Jackson of NY. A registered index-linked annuity (RILA) is a long-term, tax-deferred vehicle designed for retirement. It is subject to investment risk, its value will fluctuate, and loss of principal is possible. A RILA, which is an insurance contract, allows you to choose how you want to prioritize growth opportunities while managing the amount of loss you may assume. Earnings are taxable as ordinary income when distributed. Individuals may be subject to a 10% additional tax for withdrawals before age 59½ unless an exception to the tax is met.

Performance lock 
  • Lock in a portion or all of the interim value (positive or negative) —at any point during a 1-, 3-, or 6-year index account option term (term). A partial performance lock can only be used once per premium year. 
  • The value at the lock-in point moves to the performance lock holding account until your next premium allocation anniversary.
  • On the premium allocation anniversary, the performance lock holding account’s value can be reallocated to the identical index account option, depending on availability, or to another available index account option. If no reallocation choice is made, funds within the performance lock holding account will be moved to a new term of the original index account option. Once the index account option value is removed from an index account option with a guaranteed cap crediting method, it cannot be reallocated into a new or existing guaranteed cap crediting method. 
  • Elect your lock at any time during the selected term with a manual performance lock‡ , or for a full performance lock have it occur automatically.
Available in states: NY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3% Fixed
6-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
100% Participation
92% Cap
3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
115% Participation
1-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
12.5% Cap
1-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
16.5% Cap
1-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
16% Cap
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
15.75% Cap
1-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
20% Cap
1-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
27.5% Cap
1-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
33% Cap
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
27% Cap
1-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
15.5% Cap
1-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
11% Cap
3-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
100% Participation
350% Cap
3-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
100% Participation
41% Cap
6-Year MSCI KLD 400 Social PTP Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
100% Participation
400% Cap
3-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
105% Participation
6-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
107% Participation
6-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
110% Participation
6-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
108% Participation
6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
120% Participation
6-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
115% Participation
6-Year Russell 2000 PTP Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
115% Participation
6-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
125% Participation
6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
140% Participation
3-Year S&P 500 PTP Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
100% Participation
59% Cap
3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
110% Participation
3-Year Russell 2000 PTP Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
100% Participation
70% Cap
3-Year MSCI EAFE PTP Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
120% Participation
3-Year S&P 500 PTP Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
112% Participation
3-Year MSCI EAFE PTP Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
130% Participation
1-Year MSCI KLD 400 Social Performance Trigger with 10% Buffer
Performance Triggered
Annual
10.7% Performance triggered
1-Year MSCI Emerging Markets Performance Trigger with 10% Buffer
Performance Triggered
Annual
13.4% Performance triggered
1-Year MSCI EAFE Performance Trigger with 10% Buffer
Performance Triggered
Annual
11.6% Performance triggered
1-Year Russell 2000 Performance Trigger with 10% Buffer
Performance Triggered
Annual
15.5% Performance triggered
1-Year S&P 500 Performance Trigger with 10% Buffer
Performance Triggered
Annual
11.7% Performance triggered
1-Year Dow Jones Industrial Average Performance Boost Cap with 10% Buffer
Performance Boost
Annual
10.25% Cap
1-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
22% Cap
1-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
13.75% Cap
1-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 30% Buffer
Point to Point
Annual
100% Participation
11% Cap
1-Year Dow Jones Industrial Average PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
15.25% Cap
1-Year Dow Jones Industrial Average Performance Triggered with 10% Buffer
Performance Triggered
Annual
11.7% Performance triggered
1-Year Dow Jones Industrial Average Performance Triggered with 30% Buffer
Performance Triggered
Annual
8.45% Performance triggered
6-Year S&P 500 Performance Boost Cap with 10% Buffer
Performance Boost
6-Year
92% Cap
1-Year MSCI EAFE Performance Boost Cap with 10% Buffer
Performance Boost
Annual
9.5% Cap
1-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer
Performance Boost
Annual
11.75% Cap
3-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer
Performance Boost
Triennial
60% Cap
3-Year MSCI EAFE Performance Boost Cap with 10% Buffer
Performance Boost
Triennial
62% Cap
3-Year Russell 2000 Performance Boost Cap with 10% Buffer
Performance Boost
Triennial
50% Cap
3-Year S&P 500 Performance Boost Cap with 10% Buffer
Performance Boost
Triennial
40% Cap
6-Year MSCI Emerging Markets Performance Boost Cap with 10% Buffer
Performance Boost
6-Year
200% Cap
6-Year MSCI EAFE Performance Boost Cap with 10% Buffer
Performance Boost
6-Year
200% Cap
6-Year Russell 2000 Performance Boost Cap with 10% Buffer
Performance Boost
6-Year
175% Cap
6-Year Dow Jones Industrial Average Performance Boost Cap with 10% Buffer
Performance Boost
6-Year
198% Cap
1-Year Russell 2000 Performance Boost Cap with 10% Buffer
Performance Boost
Annual
14.25% Cap
1-Year S&P 500 Performance Boost Cap with 10% Buffer
Performance Boost
Annual
10.5% Cap
3-Year Dow Jones Industrial Average Performance Boost Cap with 10% Buffer
Performance Boost
Triennial
38% Cap
6-Year Nasdaq-100 Performance Boost Cap with 10% Buffer
Performance Boost
6-Year
105% Cap
3-Year Nasdaq-100 Performance Boost Cap with 10% Buffer
Performance Boost
Triennial
46% Cap
1-Year Nasdaq-100 Performance Boost Cap with 10% Buffer
Performance Boost
Annual
13.5% Cap
3-Year Nasdaq-100 PTP Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
100% Participation
60% Cap
3-Year Nasdaq-100 PTP Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
100% Participation
98% Cap
3-Year Nasdaq-100 PTP Cap with Participation Rate with 30% Buffer
Point to Point
Triennial
100% Participation
54% Cap
3-Year Nasdaq-100 PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
100% Participation
58% Cap
1-Year Nasdaq-100 PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
16% Cap
1-Year Nasdaq-100 PTP Cap with Participation Rate with 30% Buffer
Point to Point
Annual
100% Participation
12% Cap
6-Year Nasdaq-100 PTP Cap with Participation Rate with 30% Buffer
Point to Point
6-Year
100% Participation
110% Cap
6-Year MSCI Emerging Markets PTP Cap with Participation Rate with 30% Buffer
Point to Point
6-Year
110% Participation
1-Year Nasdaq-100 PTP Cap with Participation Rate with 20% Buffer
Point to Point
Annual
100% Participation
14.75% Cap
1-Year Nasdaq-100 PTP Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
22% Cap
1-Year S&P 500 PTP Cap with Participation Rate with 30% Buffer
Point to Point
Annual
100% Participation
10.25% Cap
1-Year Russell 2000 PTP Cap with Participation Rate with 30% Buffer
Point to Point
Annual
100% Participation
13.25% Cap
6-Year S&P 500 PTP Cap with Participation Rate with 30% Buffer
Point to Point
6-Year
100% Participation
182% Cap
3-Year S&P 500 PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
100% Participation
56% Cap
3-Year Russell 2000 PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
100% Participation
80% Cap
3-Year MSCI EAFE PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
117.5% Participation
3-Year MSCI Emerging Markets PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
108% Participation
1-Year MSCI Emerging Markets PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
19.25% Cap
1-Year MSCI EAFE PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
18% Cap
1-Year Russell 2000 PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
19.75% Cap
1-Year S&P 500 PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Annual
100% Participation
14.25% Cap
1-Year MSCI EAFE PTP Cap with Participation Rate with 30% Buffer
Point to Point
Annual
100% Participation
12.75% Cap
6-Year Russell 2000 PTP Cap with Participation Rate with 30% Buffer
Point to Point
6-Year
107% Participation
6-Year MSCI EAFE PTP Cap with Participation Rate with 30% Buffer
Point to Point
6-Year
102% Participation
6-Year Nasdaq-100 PTP Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
100% Participation
3-Year S&P 500 PTP Cap with Participation Rate with 30% Buffer
Point to Point
Triennial
100% Participation
40% Cap
3-Year Russell 2000 PTP Cap with Participation Rate with 30% Buffer
Point to Point
Triennial
100% Participation
58% Cap
3-Year MSCI EAFE PTP Cap with Participation Rate with 30% Buffer
Point to Point
Triennial
115% Participation
3-Year MSCI Emerging Markets PTP Cap with Participation Rate with 30% Buffer
Point to Point
Triennial
100% Participation
105% Cap
1-Year MSCI Emerging Markets PTP Cap with Participation Rate with 30% Buffer
Point to Point
Annual
100% Participation
14.25% Cap
6-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 10% Buffer
Point to Point
6-Year
123% Participation
6-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
117% Participation
6-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 30% Buffer
Point to Point
6-Year
115% Participation
3-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
110% Participation
3-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 20% Buffer
Point to Point
Triennial
105% Participation
3-Year Dow Jones Industrial Average PTP Cap with Participation Rate with 30% Buffer
Point to Point
Triennial
100% Participation
55% Cap
3-Year Dow Jones Industrial Average PTP Guaranteed Cap with Participation Rate with 10% Buffer
Point to Point
Triennial
100% Participation
6-Year Nasdaq-100 PTP Cap with Participation Rate with 20% Buffer
Point to Point
6-Year
100% Participation
130% Cap
1-Year S&P 500 Performance Trigger with 30% Buffer
Performance Triggered
Annual
8.45% Performance triggered
1-Year Nasdaq-100 Performance Triggered with 30% Buffer
Performance Triggered
Annual
10.1% Performance triggered
1-Year Nasdaq-100 Performance Triggered with 10% Buffer
Performance Triggered
Annual
14.6% Performance triggered
1-Year Russell 2000 Performance Trigger with 30% Buffer
Performance Triggered
Annual
10.5% Performance triggered
1-Year MSCI EAFE Performance Trigger with 30% Buffer
Performance Triggered
Annual
9.45% Performance triggered
1-Year MSCI Emerging Markets Performance Trigger with 30% Buffer
Performance Triggered
Annual
11% Performance triggered

Hypothetical Projection

Comparison against S&P 500 using current rates
indexed chart
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Riders

No Riders for Market Link Pro Advisory 4 NY annuity.

Waivers

No Waivers for Market Link Pro Advisory 4 NY annuity.

Premium Notes

Maximum Issue Age is 85.

Minimum Single Premium
is $25,000. Subsequent premiums of $500 ($50 through automatic payment plan).  

Withdrawal Provisions

Access to Your Money All or any portion of the contract may be withdrawn at any time prior to the Income Date. If the contract value remaining after withdrawal is less than $2,000, any withdrawal will be treated as a total withdrawal and the withdrawal value will be paid and the contract will terminate.

Company Founded: 1998
Excellent Rated Company
Jackson National Life Insurance Company of New York
Company Ratings
5
  • A.M. Best A
  • Fitch A
  • S&P A
  • Moody's A3
  • Comdex 76
Assets: $1,383,812,883
New York

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