American Select 10 Bonus Plus
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Highlights
American Select Bonus Plus Earn an even larger bonus to maximize your upfront earnings potential (small annual policy fee applies).
Interest Bonus: An additional amount added to your Contract Value as interest at your 10th anniversary, if no voluntary withdrawals were made up to that point. If no withdrawals other than RMDs - 3.0% of Contract Value at the end of 10th Year.
Interest Bonus: An additional amount added to your Contract Value as interest at your 10th anniversary, if no voluntary withdrawals were made up to that point. If no withdrawals other than RMDs - 3.0% of Contract Value at the end of 10th Year.
Available in states:
AZ, CO, DC, FL, GA, HI, ID, IL, IN, IA, KS, LA, MI, MO, MT, NE, NV, NM, ND, OH, OK, OR, SD, TX, and UT
|
Type
|
Fixed Index
|
|---|---|
|
Premium Bonus
|
18% |
|
Term
|
10 Years |
|
Surrender schedule
|
9%8.1%7.2%6.3%5.4%4.5%3.6%2.7%1.8%0.9% |
|
Free withdrawal
|
1st year: 0% 2nd+ year: 10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$20,000 |
|
Types of funds
|
Non-Qualified, 401k, IRA, Pension, IRA Rollover, 401a, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, SIMPLE IRA, 457 plan, and 1035 Exchange |
Brochure
|
Open brochure |
Find out if the American Select 10 Bonus Plus is the right product for you.
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
3.8%
Fixed
|
| 2-Year Janus SG Guidance Index Value Lock PTP Participation Rate |
Point to Point
Biennial
|
85%
Participation
|
| 1-Year S&P MARC 5% ER PTP Participation Rate |
Point to Point
Annual
|
110%
Participation
|
| 1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
40%
Participation
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
7.75%
Cap
|
| 2-Year GS Xenith PTP Participation Rate |
Point to Point
Biennial
|
200%
Participation
|
| 1-Year GS Xenith PTP Participation Rate |
Point to Point
Annual
|
150%
Participation
|
| 1-Year S&P 500 ESG PTP Participation Rate |
Point to Point
Annual
|
40%
Participation
|
| 1-Year S&P 500 ESG PTP Cap |
Point to Point
Annual
|
5%
Cap
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Penalty | 9% | 8% | 7% | 6% | 5% | 5% | 4% | 3% | 2% | 1% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Hypothetical rider fee | Yes | 0.80% annually (0.00% after 7 years) |
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