Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.50%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

NWL Capital Solutions 10 (CA Only)

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

NWL Capital Solutions is a deferred annuity, meaning that income payments don’t start immediately after you pay the premium. Instead, your money may accumulate on a tax-deferred basis until a later date, when you may take it as a lump sum or in the form of regular payments. It is a single premium annuity, meaning that you pay a one-time premium payment. 
NWL Capital Solutions connects today’s retirement goals with the gift of tomorrow’s legacy. With the optional Guaranteed Minimum Death Benefit Rider you can further protect your legacy and the future needs of your beneficiaries. 
Available in states: CA

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3.65% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.1% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
31% Participation
1-Year DJIA PTP Cap
Point to Point
Annual
9.35% Cap
1-Year DJIA PTP Participation Rate
Point to Point
Annual
31% Participation
1-Year S&P MARC 5% ER PTP Participation Rate
Point to Point
Annual
92% Participation
1-Year J.P. Morgan Factor Focus PTP Participation Rate
Point to Point
Annual
108% Participation
2-Year J.P. Morgan Factor Focus PTP Participation Rate
Point to Point
Biennial
145% Participation
1-Year Fixed Account
Fixed
3.9% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.7% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
34% Participation
1-Year DJIA PTP Cap
Point to Point
Annual
9.95% Cap
1-Year DJIA PTP Participation Rate
Point to Point
Annual
34% Participation
1-Year S&P MARC 5% ER PTP Participation Rate
Point to Point
Annual
101% Participation
1-Year J.P. Morgan Factor Focus PTP Participation Rate
Point to Point
Annual
116% Participation
2-Year J.P. Morgan Factor Focus PTP Participation Rate
Point to Point
Biennial
155% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9
Penalty 8% 7% 6% 5% 4% 3% 3% 2% 1%

Riders

Name Inbuilt Fee
NWL Capital Solutions 10 GMDB Rider (Age 0-75) No 1.15% annually
NWL Capital Solutions 10 GMDB Rider (Age 76-80) No 1.15% annually