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NWL Impact

The NWL Impact annuity is a wonderful tool for securing your retirement. Its fixed rate ensures your savings grow, undeterred by market volatility, and its flexible payment options cater to your unique financial needs.

Beyond just a regular income, enjoy benefits like a death payout - ensuring your loved ones' financial stability even after you. Truly, NWL Impact is a great, reassuring partner in planning your future.

NWL Impact

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About Product

Type

Fixed Index

Purpose

Lifetime Income

Premium Bonus

Term

8 Years

Surrender schedule

7.75%

6.5%

5.25%

4.25%

3.25%

Fee withdrawal:

10%

Flexible premium

Product Life

Market Value Adjustment

Return Of Premium

Minimum Contribution

Qualified: $2,000
Non-Qualified: $5,000

Maximum Contribution

$1,500,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, Profit Sharing, IRA, 401a, TSA 403b, SEP IRA, KEOGH, IRA-Roth, 457 plan, and 1035 Exchange

The NWL Impact Annuity is a flexible premium deferred annuity. It is a long–term contract intended as a secure planning vehicle for retirement accumulation and income. The NWL Impact Annuity provides the important benefits of many tax deferred annuities: interest accumulation, safety, tax-deferral, and liquidity.

Available in states: CA

Allocation Accounts

Name	Type	Rates
Option U: 1-Year S&P 500 LV DRC 5% ER PTP Participation Rate	Point to Point Annual	123% Participation
Option B: 1-Year Fixed Account	Fixed	3.15% Fixed
Option A: 1-Year S&P 500 PTP Monthly Average Participation Rate with Asset Fee	Point to Point Annual Monthly average	65% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8
Penalty	8%	8%	7%	5%	4%	3%	2%	1%

Hypothetical Projection

Comparison against S&P 500 using current rates

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Investment Amount

Riders

Name	Inbuilt	Fee
Income Outlook NH	No	1.00% annually (2.00% max) (limited to interest)

Waivers

Annuitization

Annuitize full Contract Value AFTER 10th policy year for a minimum of 5 years.

Premium Notes

Premium Payment
A minimum initial premium payment of at least $2,000 (qualified) or $5,000 (non-qualified) is required. Additional premium payments of at least $100 can be made. Any premiums received more than 20 calendar days after the issue date, or after any subsequent Policy Anniversary, will earn the nonindexed fixed interest rate until the next Policy Anniversary.

Withdrawal Provisions

Free Withdrawals10% of sum of Account Value plus any Vested Bonus Value, free of withdrawal charge, once annually after 1st Policy Year, Systematic Withdrawal of Interest after 1st Policy Year, or Required Minimum Distribution in all Policy Years. Death Benefit Account Value plus Bonus Value if Annuitant dies before Annuity Date.Annuitization Annuitize full Contract Value AFTER 10th policy year for a minimum of 5 years.

Company Founded: 1956

Excellent Rated Company

National Western Life Insurance Company

Company Ratings

4.6