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Best Guaranteed Annuity Rates
2-Year
5.55%
3-Year
6.25%
5-Year
6.50%
7-Year
5.85%
10-Year
5.80%

Nationwide New Heights Select 9 with High Point Select EDBR with Bonus (CA Only)

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Highlights

Nationwide New Heights Select is a single premium fixed indexed deferred annuity. New Heights Select offers a growth opportunity with strategy options that track the performance of an index and lock in earnings at the end of each strategy term. Strategy options also guarantee your contract value will never go down due to the negative performance of an index. 
Available in states: CA
Type
Fixed Index
Purpose Accumulation & Legacy
Premium Bonus
4%
Term
9 Years
Surrender schedule
8.15%7.85%7%6%5%4%3%2%1%
Free withdrawal
1st year: 0%
2nd+ year: 7%
Market value adjustment
Return of premium
Launch date
03/08/2021
Minimum contribution
$25,000
Maximum contribution
$1,000,000
Max Age Qualified
75
Types of funds
Non-Qualified, IRA, IRA Rollover, 401a, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, Inherited IRA, and NQ Stretch
Brochure
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Find out if the Nationwide New Heights Select 9 with High Point Select EDBR with Bonus (CA Only) is the right product for you.

Premium Notes

Balanced Allocation Strategy (BAS) options, also known as strategy options, are a blend of an index component, a declared rate component, and a strategy spread component that are combined to determine earnings. A contract may be allocated to a maximum of five strategy options at any time.

Withdrawal Provisions

Accessing your money
At any time you may have access to your money, subject to certain terms and conditions. After the first contract anniversary and through the end of the Surrender Charge period, you may withdraw up to 7% of your contract value each year as a free withdrawal without incurring a Surrender Charge (or MVA or recoupment of unvested bonus, if applicable) and receive full earnings-to-date on the amount withdrawn. After the Surrender Charge period, 10% of your contract value each year will receive full earnings-to-date if withdrawn. The amount of any Required Minimum Distribution (RMD) associated with your contract value will be treated as a free withdrawal.

Required Minimum Distribution (RMD)
Available free of Surrender Charges and MVA (if applicable).

Allocation Accounts

Name Type Rates
3-Year SG Macro Compass Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Triennial
205% Participation
0.75% Spread
3-Year SG Macro Compass Balanced Allocation Participation Rate Option B
Balanced Allocation
Triennial
180% Participation
3-Year NYSE Zebra Edge II Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Triennial
250% Participation
0.75% Spread
3-Year NYSE Zebra Edge II Balanced Allocation Participation Rate Option B
Balanced Allocation
Triennial
220% Participation
3-Year S&P 500 Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Triennial
65% Participation
1.95% Spread
3-Year S&P 500 Balanced Allocation Participation Rate with Declared Rate Option B
Balanced Allocation
Triennial
45% Participation
3-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Triennial
215% Participation
0.75% Spread
3-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate Option B
Balanced Allocation
Triennial
190% Participation
3-Year MSCI EAFE Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Triennial
85% Participation
1.95% Spread
3-Year MSCI EAFE Balanced Allocation Participation Rate with Declared Rate Option B
Balanced Allocation
Triennial
60% Participation
3-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Triennial
285% Participation
0.75% Spread
3-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate Option B
Balanced Allocation
Triennial
255% Participation
1-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate Option B
Balanced Allocation
Annual
140% Participation
1-Year Goldman Sachs New Horizons Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Annual
155% Participation
0.75% Spread
1-Year MSCI EAFE Balanced Allocation Participation Rate Option B
Balanced Allocation
Annual
40% Participation
1-Year MSCI EAFE Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Annual
55% Participation
1.95% Spread
1-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate Option B
Balanced Allocation
Annual
120% Participation
1-Year J.P. Morgan Mozaic II Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Annual
130% Participation
0.75% Spread
1-Year S&P 500 Balanced Allocation Participation Rate Option B
Balanced Allocation
Annual
35% Participation
1-Year S&P 500 Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Annual
50% Participation
1.95% Spread
1-Year NYSE Zebra Edge II Balanced Allocation Participation Rate Option B
Balanced Allocation
Annual
135% Participation
1-Year NYSE Zebra Edge II Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Annual
150% Participation
0.75% Spread
1-Year SG Macro Compass Balanced Allocation Participation Rate Option B
Balanced Allocation
Annual
110% Participation
1-Year SG Macro Compass Balanced Allocation Participation Rate with Spread Option A
Balanced Allocation
Annual
125% Participation
0.75% Spread

Surrender schedule

Year 1 2 3 4 5 6 7 8 9
Penalty 8% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

Name Inbuilt Fee
High Point Enhanced Death Benefit Rider No 0.50% annually
High Point Select 9 Enhanced Death Benefit Rider with Bonus No 0.95% annually
Care Concierge Yes
High Point Select Enhanced Death Benefit Rider with Bonus Yes 0.80% annually

Waivers

Confinement

After the first contract year, if the client has a qualifying long-term care event or terminal illness or injury, all withdrawals will be treated as free withdrawals and receive full earnings to-date.

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