Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

ForeAccumulation II 10

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

ForeAccumulation is a single premium fixed index annuity that offers both upside opportunity and downside market protection. 

Growth Accelerator Rider
Interest crediting strategies with the Growth Accelerator Rider is added onto select existing interest crediting strategies that will offer increased caps or participation rates in exchange for a rider charge. 
The rider charge (1.25%) is assessed at the end of the Strategy Term against only the Contract Value allocated to interest crediting strategies with the Growth Accelerator Rider. Contract Value allocated to interest crediting strategies without the Growth Accelerator Rider will not be assessed a rider charge. This charge will be assessed even if no interest is credited due to zero or negative index performance. The cost of this rider may cause the Contract Value to be negative. This Rider is only available during the Withdrawal Charge Period. This rider may not be elected in conjunction with the Enhanced Death Benefit Rider or the Premium Enhancement Rider. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.1% Fixed
2-Year BlackRock Diversa Volatility Control PTP Participation Rate
Point to Point
Biennial
195% Participation
1-Year BlackRock Diversa Volatility Control PTP Participation Rate with Growth Accelerator
Point to Point
Annual
170% Participation
2-Year Franklin US PTP Participation Rate with Growth Accelerator
Point to Point
Biennial
245% Participation
2-Year PIMCO Balanced PTP Participation Rate with Growth Accelerator
Point to Point
Biennial
345% Participation
1-Year PIMCO Balanced PTP Participation Rate with Growth Accelerator
Point to Point
Annual
240% Participation
1-Year S&P 500 PTP Cap with Growth Accelerator
Point to Point
Annual
13.25% Cap
1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate with Growth Accelerator
Point to Point
Annual
170% Participation
2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate with Growth Accelerator
Point to Point
Biennial
245% Participation
2-Year BlackRock Diversa Volatility Control PTP Participation Rate with Growth Accelerator
Point to Point
Biennial
245% Participation
1-Year Franklin US PTP Participation Rate with Growth Accelerator
Point to Point
Annual
170% Participation
2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate
Point to Point
Biennial
195% Participation
1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate
Point to Point
Annual
140% Participation
1-Year MSCI EAFE PTP Cap with Growth Accelerator
Point to Point
Annual
13.25% Cap
2-Year Franklin US PTP Participation Rate
Point to Point
Biennial
195% Participation
1-Year Franklin US PTP Participation Rate
Point to Point
Annual
140% Participation
1-Year BlackRock Diversa Volatility Control PTP Participation Rate
Point to Point
Annual
140% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
9.25% Cap
1-Year BlackRock Diversa Volatility Control PTP Cap
Point to Point
Annual
16.75% Cap
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
9.25% Cap
2-Year PIMCO Balanced PTP Participation Rate
Point to Point
Biennial
275% Participation
1-Year PIMCO Balanced PTP Participation Rate
Point to Point
Annual
190% Participation
2-Year Franklin US PTP Spread
Point to Point
Biennial
1-Year S&P 500 Performance Trigger
Performance Triggered
Annual
7.5% Performance triggered
1-Year Fixed Account
Fixed
4.2% Fixed
1-Year PIMCO Balanced PTP Participation Rate with Growth Accelerator
Point to Point
Annual
240% Participation
2-Year PIMCO Balanced PTP Participation Rate with Growth Accelerator
Point to Point
Biennial
345% Participation
1-Year MSCI EAFE PTP Cap with Growth Accelerator
Point to Point
Annual
13.5% Cap
1-Year S&P 500 PTP Cap with Growth Accelerator
Point to Point
Annual
13.5% Cap
1-Year BlackRock Diversa Volatility Control PTP Participation Rate with Growth Accelerator
Point to Point
Annual
175% Participation
2-Year BlackRock Diversa Volatility Control PTP Participation Rate with Growth Accelerator
Point to Point
Biennial
250% Participation
1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate with Growth Accelerator
Point to Point
Annual
175% Participation
2-Year Franklin US PTP Participation Rate with Growth Accelerator
Point to Point
Biennial
250% Participation
1-Year Franklin US PTP Participation Rate with Growth Accelerator
Point to Point
Annual
175% Participation
2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate with Growth Accelerator
Point to Point
Biennial
250% Participation
2-Year JP Morgan Cross-Asset Strategy PTP Participation Rate
Point to Point
Biennial
200% Participation
1-Year JP Morgan Cross-Asset Strategy PTP Participation Rate
Point to Point
Annual
145% Participation
2-Year Franklin US PTP Participation Rate
Point to Point
Biennial
200% Participation
1-Year Franklin US PTP Participation Rate
Point to Point
Annual
145% Participation
2-Year BlackRock Diversa Volatility Control PTP Participation Rate
Point to Point
Biennial
200% Participation
1-Year BlackRock Diversa Volatility Control PTP Participation Rate
Point to Point
Annual
145% Participation
2-Year PIMCO Balanced PTP Participation Rate
Point to Point
Biennial
280% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
9.5% Cap
1-Year BlackRock Diversa Volatility Control PTP Cap
Point to Point
Annual
17% Cap
1-Year MSCI EAFE PTP Cap
Point to Point
Annual
9.5% Cap
1-Year PIMCO Balanced PTP Participation Rate
Point to Point
Annual
195% Participation
2-Year Franklin US PTP Spread
Point to Point
Biennial
1-Year S&P 500 Performance Trigger
Performance Triggered
Annual
7.75% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%