Nationwide Defined Protection Annuity
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Highlights
The Nationwide Defined Protection Annuity is a single purchase payment deferred annuity contract issued by Nationwide Life Insurance Company. In exchange for your investment, you’ll receive growth opportunities based on the performance of an underlying index and some protection from downside market risk at a level you select. Defined Protection Annuity does not directly participate in any stock, equity investments or index. It is not possible to invest directly in an index.
Protection Level(s)
90%, 95%, 100%
Protection Level(s)
90%, 95%, 100%
Available in states:
AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
6 Years |
|
Surrender schedule
|
8%8%7%6%5%4% |
|
Free withdrawal
|
10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$25,000 |
|
Types of funds
|
Non-Qualified, 401k, IRA, IRA Rollover, 401a, IRA Transfer, SEP IRA, IRA-Roth, SIMPLE IRA, Inherited IRA, and NQ Stretch |
Brochure
|
Open brochure |
Find out if the Nationwide Defined Protection Annuity is the right product for you.
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year BlackRock Select Factor Strategy B with 90% Protection |
Point to Point
Annual
|
285%
Participation
|
| 3-Year SG Macro Compass Strategy B with 90% Protection |
Point to Point
Triennial
|
345%
Participation
|
| 3-Year SG Macro Compass Strategy A with 90% Protection |
Point to Point
Triennial
|
385%
Participation
1%
Spread
|
| 3-Year SG Macro Compass Strategy B with 95% Protection |
Point to Point
Triennial
|
290%
Participation
|
| 3-Year SG Macro Compass Strategy A with 95% Protection |
Point to Point
Triennial
|
325%
Participation
1%
Spread
|
| 3-Year SG Macro Compass Strategy B with 100% Protection |
Point to Point
Triennial
|
215%
Participation
|
| 3-Year S&P 500 Average DRC 10% Strategy B with 90% Protection |
Point to Point
Triennial
|
100%
Participation
|
| 3-Year S&P 500 Average DRC 10% Strategy A with 90% Protection |
Point to Point
Triennial
|
110%
Participation
1%
Spread
|
| 3-Year S&P 500 Average DRC 10% Strategy B with 95% Protection |
Point to Point
Triennial
|
90%
Participation
|
| 3-Year S&P 500 Average DRC 10% Strategy A with 95% Protection |
Point to Point
Triennial
|
100%
Participation
1%
Spread
|
| 3-Year S&P 500 Average DRC 10% Strategy B with 100% Protection |
Point to Point
Triennial
|
75%
Participation
|
| 3-Year BlackRock Select Factor Strategy B with 100% Protection |
Point to Point
Triennial
|
200%
Participation
|
| 1-Year BlackRock Select Factor Strategy A with 90% Protection |
Point to Point
Annual
|
315%
Participation
1%
Spread
|
| 1-Year BlackRock Select Factor Strategy B with 95% Protection |
Point to Point
Annual
|
220%
Participation
|
| 1-Year BlackRock Select Factor Strategy A with 95% Protection |
Point to Point
Annual
|
245%
Participation
1%
Spread
|
| 1-Year BlackRock Select Factor Strategy B with 100% Protection |
Point to Point
Annual
|
135%
Participation
|
| 1-Year SG Macro Compass Strategy B with 90% Protection |
Point to Point
Annual
|
320%
Participation
|
| 1-Year SG Macro Compass Strategy A with 90% Protection |
Point to Point
Annual
|
350%
Participation
1%
Spread
|
| 1-Year SG Macro Compass Strategy B with 95% Protection |
Point to Point
Annual
|
240%
Participation
|
| 1-Year SG Macro Compass Strategy A with 95% Protection |
Point to Point
Annual
|
265%
Participation
1%
Spread
|
| 1-Year SG Macro Compass Strategy B with 100% Protection |
Point to Point
Annual
|
140%
Participation
|
| 3-Year NYSE Zebra Edge Strategy A with 100% Protection |
Point to Point
Triennial
|
215%
Participation
1%
Spread
|
| 3-Year S&P 500 Strategy B with 100% Protection |
Point to Point
Triennial
|
65%
Participation
|
| 1-Year S&P 500 Strategy B with 100% Protection |
Point to Point
Annual
|
45%
Participation
|
| 3-Year MSCI EAFE Strategy B with 100% Protection |
Point to Point
Triennial
|
80%
Participation
|
| 1-Year MSCI EAFE Strategy B with 100% Protection |
Point to Point
Annual
|
50%
Participation
|
| 3-Year S&P 500 Strategy A with 100% Protection |
Point to Point
Triennial
|
80%
Participation
1.5%
Spread
|
| 3-Year MSCI EAFE Strategy A with 100% Protection |
Point to Point
Triennial
|
100%
Participation
1.5%
Spread
|
| 3-Year S&P 500 Average DRC 10% Strategy A with 100% Protection |
Point to Point
Triennial
|
85%
Participation
1%
Spread
|
| 1-Year S&P 500 Average DRC 10% Strategy A with 100% Protection |
Point to Point
Annual
|
60%
Participation
1%
Spread
|
| 3-Year SG Macro Compass Strategy A with 100% Protection |
Point to Point
Triennial
|
245%
Participation
1%
Spread
|
| 1-Year SG Macro Compass Strategy A with 100% Protection |
Point to Point
Annual
|
160%
Participation
1%
Spread
|
| 1-Year S&P 500 Average DRC 10% Strategy B with 90% Protection |
Point to Point
Annual
|
90%
Participation
|
| 1-Year NYSE Zebra Edge Strategy A with 100% Protection |
Point to Point
Annual
|
155%
Participation
1%
Spread
|
| 3-Year J.P. Morgan Mozaic II Strategy A with 100% Protection |
Point to Point
Triennial
|
240%
Participation
1%
Spread
|
| 1-Year J.P. Morgan Mozaic II Strategy A with 100% Protection |
Point to Point
Annual
|
165%
Participation
1%
Spread
|
| 3-Year BlackRock Select Factor Strategy A with 100% Protection |
Point to Point
Triennial
|
225%
Participation
1%
Spread
|
| 1-Year BlackRock Select Factor Strategy A with 100% Protection |
Point to Point
Annual
|
150%
Participation
1%
Spread
|
| 3-Year BlackRock Select Factor Strategy B with 90% Protection |
Point to Point
Triennial
|
300%
Participation
|
| 3-Year BlackRock Select Factor Strategy A with 90% Protection |
Point to Point
Triennial
|
340%
Participation
1%
Spread
|
| 3-Year BlackRock Select Factor Strategy B with 95% Protection |
Point to Point
Triennial
|
260%
Participation
|
| 3-Year BlackRock Select Factor Strategy A with 95% Protection |
Point to Point
Triennial
|
295%
Participation
1%
Spread
|
| 1-Year NYSE Zebra Edge Strategy A with 95% Protection |
Point to Point
Annual
|
250%
Participation
1%
Spread
|
| 3-Year J.P. Morgan Mozaic II Strategy A with 90% Protection |
Point to Point
Triennial
|
370%
Participation
1%
Spread
|
| 1-Year MSCI EAFE Strategy A with 100% Protection |
Point to Point
Annual
|
65%
Participation
1.5%
Spread
|
| 1-Year S&P 500 Strategy A with 100% Protection |
Point to Point
Annual
|
60%
Participation
1.5%
Spread
|
| 1-Year NYSE Zebra Edge Strategy B with 100% Protection |
Point to Point
Annual
|
135%
Participation
|
| 1-Year J.P. Morgan Mozaic II Strategy B with 100% Protection |
Point to Point
Annual
|
145%
Participation
|
| 1-Year MSCI EAFE Strategy B with 95% Protection |
Point to Point
Annual
|
80%
Participation
|
| 1-Year MSCI EAFE Strategy A with 95% Protection |
Point to Point
Annual
|
95%
Participation
1.5%
Spread
|
| 1-Year S&P 500 Strategy B with 95% Protection |
Point to Point
Annual
|
60%
Participation
|
| 1-Year S&P 500 Strategy A with 95% Protection |
Point to Point
Annual
|
75%
Participation
1.5%
Spread
|
| 1-Year NYSE Zebra Edge Strategy B with 95% Protection |
Point to Point
Annual
|
220%
Participation
|
| 3-Year J.P. Morgan Mozaic II Strategy B with 90% Protection |
Point to Point
Triennial
|
335%
Participation
|
| 1-Year J.P. Morgan Mozaic II Strategy B with 95% Protection |
Point to Point
Annual
|
245%
Participation
|
| 1-Year J.P. Morgan Mozaic II Strategy A with 95% Protection |
Point to Point
Annual
|
270%
Participation
1%
Spread
|
| 1-Year MSCI EAFE Strategy B with 90% Protection |
Point to Point
Annual
|
95%
Participation
|
| 1-Year MSCI EAFE Strategy A with 90% Protection |
Point to Point
Annual
|
115%
Participation
1.5%
Spread
|
| 1-Year S&P 500 Strategy B with 90% Protection |
Point to Point
Annual
|
75%
Participation
|
| 1-Year S&P 500 Strategy A with 90% Protection |
Point to Point
Annual
|
90%
Participation
1.5%
Spread
|
| 1-Year NYSE Zebra Edge Strategy B with 90% Protection |
Point to Point
Annual
|
285%
Participation
|
| 1-Year NYSE Zebra Edge Strategy A with 90% Protection |
Point to Point
Annual
|
315%
Participation
1%
Spread
|
| 1-Year J.P. Morgan Mozaic II Strategy B with 90% Protection |
Point to Point
Annual
|
325%
Participation
|
| 3-Year NYSE Zebra Edge Strategy B with 95% Protection |
Point to Point
Triennial
|
245%
Participation
|
| 1-Year S&P 500 Average DRC 10% Strategy A with 90% Protection |
Point to Point
Annual
|
100%
Participation
1%
Spread
|
| 1-Year S&P 500 Average DRC 10% Strategy B with 95% Protection |
Point to Point
Annual
|
75%
Participation
|
| 1-Year S&P 500 Average DRC 10% Strategy A with 95% Protection |
Point to Point
Annual
|
85%
Participation
1%
Spread
|
| 1-Year S&P 500 Average DRC 10% Strategy B with 100% Protection |
Point to Point
Annual
|
50%
Participation
|
| 3-Year NYSE Zebra Edge Strategy B with 100% Protection |
Point to Point
Triennial
|
185%
Participation
|
| 3-Year J.P. Morgan Mozaic II Strategy B with 100% Protection |
Point to Point
Triennial
|
215%
Participation
|
| 3-Year MSCI EAFE Strategy B with 95% Protection |
Point to Point
Triennial
|
100%
Participation
|
| 3-Year MSCI EAFE Strategy A with 95% Protection |
Point to Point
Triennial
|
120%
Participation
1.5%
Spread
|
| 3-Year S&P 500 Strategy B with 95% Protection |
Point to Point
Triennial
|
75%
Participation
|
| 3-Year S&P 500 Strategy A with 95% Protection |
Point to Point
Triennial
|
90%
Participation
1.5%
Spread
|
| 1-Year J.P. Morgan Mozaic II Strategy A with 90% Protection |
Point to Point
Annual
|
355%
Participation
1%
Spread
|
| 3-Year NYSE Zebra Edge Strategy A with 95% Protection |
Point to Point
Triennial
|
280%
Participation
1%
Spread
|
| 3-Year J.P. Morgan Mozaic II Strategy B with 95% Protection |
Point to Point
Triennial
|
285%
Participation
|
| 3-Year J.P. Morgan Mozaic II Strategy A with 95% Protection |
Point to Point
Triennial
|
315%
Participation
1%
Spread
|
| 3-Year MSCI EAFE Strategy B with 90% Protection |
Point to Point
Triennial
|
115%
Participation
|
| 3-Year MSCI EAFE Strategy A with 90% Protection |
Point to Point
Triennial
|
135%
Participation
1.5%
Spread
|
| 3-Year S&P 500 Strategy B with 90% Protection |
Point to Point
Triennial
|
80%
Participation
|
| 3-Year S&P 500 Strategy A with 90% Protection |
Point to Point
Triennial
|
100%
Participation
1.5%
Spread
|
| 3-Year NYSE Zebra Edge Strategy B with 90% Protection |
Point to Point
Triennial
|
290%
Participation
|
| 3-Year NYSE Zebra Edge Strategy A with 90% Protection |
Point to Point
Triennial
|
325%
Participation
1%
Spread
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 |
|---|---|---|---|---|---|---|
| Penalty | 8% | 8% | 7% | 6% | 5% | 4% |
Riders
| Name | Inbuilt | Fee |
|---|---|---|
| Care Concierge | Yes |
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