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Best Guaranteed Annuity Rates
2-Year
5.55%
3-Year
6.25%
5-Year
6.50%
7-Year
5.85%
10-Year
5.80%

Indexed Annuity Care

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Highlights

Indexed Annuity Care is a fixed indexed annuity that provides benefits for qualifying LTC expenses. With Indexed Annuity Care, you can grow your assets, protect them from downside risk and help create a barrier between yourself and the risks associated with LTC.
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WV, WI, and WY
Type
Fixed Index
Purpose Long-Term Care
Term
9 Years
Surrender schedule
9%8%7%6%5%4%3%2%1%
Free withdrawal
1st year: 0%
2nd+ year: 10%
Market value adjustment
Return of premium
Minimum contribution
$50,000
Maximum contribution
$1,000,000
Max Age Qualified
85
Types of funds
Non-Qualified, 1035 Exchange, and TSP
Brochure
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Find out if the Indexed Annuity Care is the right product for you.

Premium Notes

Note: Roth TSP funds have to be rolled into a Non-Qualified option.

Withdrawal Provisions

Partial Withdrawals
There are no surrender charges assessed on any qualifying LTC benefit withdrawal. For non-LTC withdrawals, up to 10 percent of the account value after year 1 may be taken free of a surrender charge. Minimum withdrawal amount is $500. Full surrenders within 12 months of a partial surrender result in recapture of the waived surrender charges, subject to state variations. 

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3.5% Fixed
1-Year S&P 500 PTP Cap
Point to Point
Annual
5.8% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
42% Participation
1-Year S&P 500 PTP Monthly Average Cap
Point to Point
Annual
Monthly average
7.25% Cap
1-Year S&P 500 PTP Monthly Average Participation Rate
Point to Point
Annual
Monthly average
72% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9
Penalty 9% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

Name Inbuilt Fee
Long-Term Care Insurance Rider Yes

Waivers

Death

Contact us to get more information about this waiver.

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