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Best Guaranteed Annuity Rates

Premier Foundation Plus (High Premium)

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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Learn how an annuity can provide guaranteed income for life.

A Premier Foundation Plus Indexed Annuity is a financial vehicle that can be a key part of a well-designed retirement strategy, providing a guaranteed stream of income that will last your entire lifetime. Premier Foundation Plus helps jump-start your retirement savings by boosting the premium payment you make into your annuity between 3%-5%. That can really add up if you have larger amounts to invest, and have a longer time horizon until retirement. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
10-Year Fixed Account
4.1% Fixed
1-Year S&P 500 PTP Cap
Point to Point
7.8% Cap
1-Year S&P Global Broad Market PTP Cap
Point to Point
7.4% Cap

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 8% 8% 7% 6% 5% 4% 3% 2% 1% 1%


Name Inbuilt Fee
Premier Foundation Plus Guaranteed Growth Withdrawal Benefit Rider No 0.90% annually (2.00% max)
Premier Foundation Plus Inflation Security Withdrawal Benefit Rider No 1.05% annually (2.00% max)