Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Protective Asset Builder II 10

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

Annuitization Options
  • Income for a specific term
  • Lifetime income with a specific term
  • Lifetime income with a cash refund
  • Lifetime income with an installment refund
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3% Fixed
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
38% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
5.25% Cap
1-Year S&P 500 PTP Cap Guaranteed for Term
Point to Point
Annual
5.1% Cap
1-Year J.P. Morgan Mojave PTP Participation Rate
Point to Point
Annual
112% Participation
2-Year Citi Flexible Allocation 6 ER PTP Participation Rate
Point to Point
Biennial
151% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
3.65% Performance triggered
1-Year Fixed Account
Fixed
3.55% Fixed
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
47% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
7.2% Cap
1-Year S&P 500 PTP Cap Guaranteed for Term
Point to Point
Annual
7.05% Cap
1-Year J.P. Morgan Mojave PTP Participation Rate
Point to Point
Annual
130% Participation
2-Year Citi Flexible Allocation 6 ER PTP Participation Rate
Point to Point
Biennial
167% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
4.55% Performance triggered
1-Year Fixed Account
Fixed
3.65% Fixed
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
52% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
8.45% Cap
1-Year S&P 500 PTP Cap Guaranteed for Term
Point to Point
Annual
8.25% Cap
1-Year J.P. Morgan Mojave PTP Participation Rate
Point to Point
Annual
140% Participation
2-Year Citi Flexible Allocation 6 ER PTP Participation Rate
Point to Point
Biennial
180% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
5.75% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%