Blueprint Annuity 3

Founded in 1892, the Security Benefit Life Insurance Company is an esteemed player in the life insurance and annuity industry. With options like life and health insurance, retirement plans, annuities, and mutual funds, the company has become known for its financial solutions that enable retirees to find peace of mind in their golden years. By receiving consistent high credit ratings from agencies Fitch and A.M. Best, Security Benefit proves to be a faithful investment provider throughout the US.

Blueprint Annuity 3

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Investment

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About Product

Type

Fixed Index

Purpose

Accumulation

Term

3 Years

Surrender schedule

Fee withdrawal:

10%

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$10,000

Maximum Contribution

$2,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, Traditional IRA, SEP IRA, and IRA-Roth

Launch Date

07/20/2026

As a fixed index annuity (FIA), is an insurance contract between you and Security Benefit. It’s designed to protect your principal while potentially growing your account value faster than traditional fixed income strategies. Blueprint offers guarantee periods, meaning you can lock in Fixed Account rates and index account caps when you purchase the contract.

Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name	Type	Rates
3-Year Fixed Account	Fixed	4.6% Fixed
1-Year Fixed Account	Fixed	4% Fixed
1-Year S&P 500 PTP Guaranteed Cap	Point to Point Annual	7.75% Cap
1-Year S&P 500 PTP Cap	Point to Point Annual	8% Cap
1-Year S&P 500 Performance Trigger	Performance Triggered Annual	6.5% Performance triggered

Surrender schedule

Year	1	2	3
Penalty	9%	8%	7%

Riders

No Riders for Blueprint Annuity 3 annuity.

Waivers

RMD

On qualified Contracts during the surrender charge period and upon request, the carrier processes Required Minimum Distributions (RMDs) with no surrender charge or MVA assessments.

Premium Notes

Purchase Amount
Minimum: $10,000
Maximum: Amounts more than $2 million require prior approval from Security Benefit Life Insurance Company (SBL).
The contract is limited to the amount of Purchase Payment.

Withdrawal Provisions

Market Value Adjustment (MVA) An MVA applies if, during the surrender charge period, the Owner surrenders the contract, takes withdrawals in excess of the free withdrawal amounts, or annuitizes the contract. An MVA may also apply in certain circumstances involving death and joint ownership. The MVA is subject to state variations and does not apply to contracts issued in CA. 10% Free Withdrawals After the 1st Contract Anniversary and during the surrender charge period, the Owner may take free withdrawals. Free withdrawals are not subject to a surrender charge and market value adjustment (MVA). The total amount that may be withdrawn in the Contract Year as free withdrawals is equal to 10% of the Account Value as of the beginning of the Contract Year. Free withdrawals do not apply to full surrender or annuitization.

Company Founded: 1892

Excellent Rated Company

Security Benefit Life Insurance Company

Company Ratings

4.1