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Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Strategic Growth 7 Annuity

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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The Strategic Growth 7 Annuity is a modified single premium, deferred fixed index annuity with a seven year Surrender Charge Period. During the Surrender Charge Period, a Surrender Charge, and, in most states, a Market Value Adjustment (MVA) apply if you surrender your Strategic Growth 7 Annuity, and may apply if you take withdrawals from your Strategic Growth 7 Annuity.

Rate Buy Up Feature
The Rate Buy Up Feature is available on each index crediting option. For a monthly charge, each Index Account using this feature in which the contract value is allocated, may provide the owner a higher interest credit rate through a higher cap, higher participation rate, and/ or lower spread as applicable. At the end of the surrender charge period, if the total Buy Up Costs are greater than the total index interest credits (including non Buy Up Options), then the excess of the total Buy Up Costs over the total index interest credits will be refunded to the contract’s Fixed Account. Please note: the refund of Buy Up Charges does not apply if an excess withdrawal is taken from the contract (an excess withdrawal is a withdrawal that exceeds the annual free withdrawal limit). Refer to the Rate Buy Up Feature Brochure for details. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.75% Fixed
2-Year Morningstar Wide Moat Focus Barclays VC 7% ER PTP Participation Rate with Spread
Point to Point
Biennial
220% Participation
1-Year Morgan Stanley Global Equity Allocator PTP Participation Rate with Spread
Point to Point
Annual
150% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.75% Cap
1-Year Morgan Stanley Global Equity Allocator PTP Participation Rate with Spread
Point to Point
Annual
185% Participation
1-Year UBS Market Pioneers PTP Participation Rate with Spread
Point to Point
Annual
165% Participation
2-Year Morgan Stanley Global Equity Allocator PTP Participation Rate with Spread
Point to Point
Biennial
230% Participation
2-Year Morgan Stanley Global Equity Allocator PTP Participation Rate with Spread
Point to Point
Biennial
285% Participation
1-Year Morningstar Wide Moat Focus Barclays VC 7% ER PTP Participation Rate with Spread
Point to Point
Annual
155% Participation
2-Year S&P MARC 5% PTP Participation Rate with Spread
Point to Point
Biennial
285% Participation
1-Year UBS Market Pioneers PTP Participation Rate with Spread
Point to Point
Annual
205% Participation
2-Year UBS Market Pioneers PTP Participation Rate with Spread
Point to Point
Biennial
265% Participation
1-Year UBS Multi Asset Inflation Aware PTP Participation Rate with Spread
Point to Point
Annual
200% Participation
1-Year UBS Multi Asset Inflation Aware PTP Participation Rate with Spread
Point to Point
Annual
245% Participation
2-Year UBS Multi Asset Inflation Aware PTP Participation Rate with Spread
Point to Point
Biennial
270% Participation
2-Year UBS Multi Asset Inflation Aware PTP Participation Rate with Spread
Point to Point
Biennial
335% Participation
2-Year S&P 500 LV DRC 5% TR PTP Participation Rate with Spread
Point to Point
Biennial
110% Participation
1-Year Morningstar Wide Moat Focus Barclays VC 7% ER PTP Participation Rate with Spread
Point to Point
Annual
125% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
55% Participation
1-Year S&P MARC 5% PTP Participation Rate with Spread
Point to Point
Annual
230% Participation
2-Year S&P 500 LV DRC 5% TR PTP Participation Rate with Spread
Point to Point
Biennial
90% Participation
2-Year S&P 500 Factor Rotator DRC2 7% ER PTP Participation Rate with Spread
Point to Point
Biennial
215% Participation
1-Year S&P 500 PTP Participation Rate with Spread
Point to Point
Annual
80% Participation
3% Spread
1-Year S&P 500 Factor Rotator DRC2 7% ER PTP Participation Rate with Spread
Point to Point
Annual
150% Participation
2-Year Morningstar Wide Moat Focus Barclays VC 7% ER PTP Participation Rate with Spread
Point to Point
Biennial
175% Participation
1-Year S&P 500 PTP Participation Rate with Spread
Point to Point
Annual
90% Participation
3% Spread
2-Year UBS Market Pioneers PTP Participation Rate with Spread
Point to Point
Biennial
210% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
65% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
13.25% Cap
2-Year S&P MARC 5% PTP Participation Rate with Spread
Point to Point
Biennial
225% Participation
1-Year S&P MARC 5% PTP Participation Rate with Spread
Point to Point
Annual
185% Participation
2-Year S&P 500 Factor Rotator DRC2 7% ER PTP Participation Rate with Spread
Point to Point
Biennial
175% Participation
1-Year S&P 500 Factor Rotator DRC2 7% ER PTP Participation Rate with Spread
Point to Point
Annual
125% Participation

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 9% 8% 7% 6% 5% 5% 4%