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Best Guaranteed Annuity Rates
2-Year
5.70%
3-Year
6.25%
5-Year
6.25%
7-Year
6.00%
10-Year
5.80%

Symetra Stride with GLWB

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Highlights

Symetra Stride is a single-premium fixed indexed annuity with our optional Signature Withdrawal Benefit, a guaranteed lifetime withdrawal benefit rider (withdrawal benefit). 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Type
Fixed Index
Purpose Lifetime Income
Term
10 Years
Surrender schedule
9%9%8%7%6%5%4%3%2%1%
Free withdrawal
1st year: 0%
2nd+ year: 7%
Market value adjustment
Return of premium
Launch date
07/16/2020
Minimum contribution
$25,000
Maximum contribution
$1,000,000
Max Age Qualified
80
Types of funds
Non-Qualified, IRA, IRA Rollover, IRA Transfer, and IRA-Roth
Brochure
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Find out if the Symetra Stride with GLWB is the right product for you.

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Withdrawal Provisions

Free annual withdrawals
After the first year, you can withdraw up to 7% of your contract value each contract year without paying withdrawal charges or MVAs. If you withdraw more than 7% during the withdrawal charge period, a withdrawal charge and MVA may apply to the amount over 7%.
The 7% penalty-free amount is no longer available after lifetime withdrawals begin if the withdrawal benefit is elected at purchase.

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
3.85% Fixed
2-Year S&P 500 PTP Participation Rate
Point to Point
Biennial
53% Participation
2-Year JP Morgan ETF Efficiente 5 PTP Participation Rate
Point to Point
Biennial
190% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
45% Participation
1-Year Putnam Dynamic Low Volatility ER PTP Cap
Point to Point
Annual
10% Cap
1-Year JP Morgan ETF Efficiente 5 PTP Cap
Point to Point
Annual
14% Cap
2-Year Putnam Dynamic Low Volatility ER PTP Participation Rate
Point to Point
Biennial
230% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.5% Cap
1-Year JP Morgan ETF Efficiente 5 PTP Participation Rate
Point to Point
Annual
120% Participation
1-Year Putnam Dynamic Low Volatility ER PTP Participation Rate
Point to Point
Annual
150% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

Name Inbuilt Fee
Signature GLWB Rider No 1.10% annually (2.50% max)

Waivers

Hospital

If you’re confined to a nursing home or hospital for at least 30 consecutive days, we’ll waive your withdrawal charges and MVAs. We’ll also waive those charges and MVAs for up to 90 days after your release. Additional requirements are explained in the annuity contract. This waiver is not available in all states.

Nursing Home

Unavailable in states: CA

If you’re confined to a nursing home or hospital for at least 30 consecutive days, we’ll waive your withdrawal charges and MVAs. We’ll also waive those charges and MVAs for up to 90 days after your release. Additional requirements are explained in the annuity contract. This waiver is not available in all states. The nursing home waiver does not include home health care.

Terminal Illness

Unavailable in states: CA

If you are diagnosed with a terminal illness after your contract is issued, we’ll waive withdrawal charges and applicable MVAs after your first contract year. Additional requirements are explained in your contract. This waiver is not available in all states.

Annuitization

Anytime after your first contract year and before your 96th birthday, you may convert your contract value to an income stream that pays you over a specific period of time or for your lifetime. If you elect the optional withdrawal benefit at the time of purchase, choosing to annuitize will terminate the withdrawal benefit and the charges no longer apply.

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