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2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Allianz 222 Annuity

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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The Allianz 222 Annuity is a fixed index annuity which has a 10 year surrender charge period.
Income withdrawal benefits
  • After 10 contract years can access the Protected Income Value, which includes premium bonuses, any interest bonuses, and any interest credits, by electing either single or joint lifetime income withdrawals.
  • To receive the Allianz Income Multiplier Benefit, you must be confined to a qualified hospital, nursing facility, or assisted living facility for at least 90 days in a consecutive 120-day period or if you are unable to perform at least two of the six activities of daily living (ADLs). The ADLs are bathing, continence, dressing, eating, toileting, and transferring. Confinement must occur after the first contract year and either during the contract year before the start of lifetime income withdrawals or at any time thereafter. 
Allocation Charge
  • The annual charge is a percentage of the contract accumulation value and can range from a minimum of 0% to a maximum of 1%. The charge, assuming it is greater than 0%, is deducted from the contract’s accumulation value and guaranteed minimum value (in most states) at the end of each contract year.  The charge does not impact the contract Protected Income Value (PIV).
MY (Multi-Year) Point-to-Point Crediting
MY (multi-year) point-to-point crediting methods may be a good choice for clients with a longer time horizon, while still offering short-term control with Index Lock.
MY point-to-point crediting offers two options: a 2-year or 5-year crediting period. And whichever option your clients choose, the participation rates are guaranteed until the end of the crediting period.
But remember that your clients don't have to wait until the end of the crediting period. If they see an index value they like, they can lock in that value with Index Lock.
Please, refer to the official Allianz website for rates and illustrations. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
2.8% Fixed
2-Year Bloomberg US Dynamic Balance II ER MY PTP Participation Rate
Point to Point
Biennial
160% Participation
2-Year PIMCO Tactical Balanced ER MY PTP Participation Rate
Point to Point
Biennial
155% Participation
2-Year S&P 500 Futures Daily Risk Control 5% MY PTP Participation Rate
Point to Point
Biennial
170% Participation
5-Year Bloomberg US Dynamic Balance II ER MY PTP Participation Rate
Point to Point
5-Year
255% Participation
5-Year PIMCO Tactical Balanced ER MY PTP Participation Rate
Point to Point
5-Year
250% Participation
5-Year S&P 500 Futures Daily Risk Control 5% MY PTP Participation Rate
Point to Point
5-Year
270% Participation
1-Year Bloomberg US Dynamic Balance II PTP Spread
Point to Point
Annual
3.35% Spread
1-Year PIMCO Tactical Balanced PTP Spread
Point to Point
Annual
3.6% Spread
1-Year S&P 500 PTP Cap
Point to Point
Annual
5.25% Cap
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
1.7% Cap
1-Year BlackRock iBLD Claria PTP Cap
Point to Point
Annual
3.5% Cap
1-Year BlackRock iBLD Claria ER PTP Participation Rate
Point to Point
Annual
115% Participation
1-Year BlackRock iBLD Claria PTP Spread
Point to Point
Annual
3.1% Spread
1-Year Bloomberg US Dynamic Balance II ER PTP Participation Rate
Point to Point
Annual
110% Participation
1-Year PIMCO Tactical Balanced ER PTP Participation Rate
Point to Point
Annual
105% Participation
1-Year Bloomberg US Dynamic Balance II PTP Cap
Point to Point
Annual
3.5% Cap
1-Year PIMCO Tactical Balanced PTP Cap
Point to Point
Annual
3.5% Cap

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 10% 10% 10% 9% 8% 6% 5% 4% 3% 1%

Riders

Name Inbuilt Fee
Allianz 222 Protected Income Value rider Yes
Allianz 222 Protected Income Value rider (AK, ID, IL, MD, NC, NH, NJ, OH, PA, TX, UT, WA) Yes