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OrionShield 5 (CA Only)

The OrionShield 5 (CA Only) annuity product is a great choice for secure future planning. This annuity promises steady income, certainly a relief for retirees looking for a comfortable lifestyle.

With features like protection from market downturns and provision for beneficiaries, OrionShield 5 gives you peace of mind and assures your loved ones are taken care of. Highly recommended!

OrionShield 5 (CA Only)

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About Product

Type

Fixed Index

Purpose

Accumulation

Term

5 Years

Surrender schedule

Fee withdrawal:

10%

Market Value Adjustment

Yes

Return Of Premium

Minimum Contribution

$25,000

Maximum Contribution

$2,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, Profit Sharing, IRA, Pension, IRA Rollover, IRA Transfer, TSA 403b, SEP IRA, IRA-Roth, SIMPLE IRA, 457 plan, and 1035 Exchange

Launch Date

09/18/2023

The OrionShield annuity is a single premium fixed indexed annuity product designed for clients who are:

At or nearing retirement
Looking for a growth opportunity for the assets that they can’t afford to lose
Concerned about market losses and sudden swings

Available in states: CA

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.35% Fixed
1-Year S&P 500 PTP Higher Cap with 50% Participation Rate	Point to Point Annual	50% Participation 8.75% Cap
1-Year S&P 500 PTP Cap with 100% Participation Rate	Point to Point Annual	100% Participation 8.4% Cap
1-Year Russell 2000 PTP Monthly Average Participation Rate with Cap	Point to Point Annual Monthly average	100% Participation 6.75% Cap
1-Year Barclays Global Trailblazer PTP Participation Rate	Point to Point Annual	105% Participation
1-Year Fixed Account	Fixed	4.1% Fixed
1-Year S&P 500 PTP Higher Cap with 50% Participation Rate	Point to Point Annual	50% Participation 11% Cap
1-Year S&P 500 PTP Cap with 100% Participation Rate	Point to Point Annual	100% Participation 9.4% Cap
1-Year Russell 2000 PTP Monthly Average Participation Rate with Cap	Point to Point Annual Monthly average	100% Participation 8% Cap
1-Year Barclays Global Trailblazer PTP Participation Rate	Point to Point Annual	120% Participation

Surrender schedule

Year	1	2	3	4	5
Penalty	9%	8%	7%	6%	5%

Hypothetical Projection

Comparison against S&P 500 using current rates

See if this annuity ranks in your top 3 for Ohio

Investment Amount

Riders

No Riders for OrionShield 5 (CA Only) annuity.

Waivers

Death

Surrender charges do not apply as a result of the death of the Annuitant.

Annuitization

Surrender charges do not apply under certain annuitization scenarios.

Premium Notes

Annual Contract Fee
None.

Withdrawal Provisions

Free Withdrawal amount Beginning in the first contract year, 10% of the beginning Index Year Contract Value may be withdrawn without incurring any surrender charges or MVA.

Company Founded: 1909

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