IncomeShield 9 with LIBR (CA Only) Rate & Reviews

IncomeShield 9 with LIBR (CA Only)

IncomeShield 9 is a fixed index annuity designed to help protect hard-earned dollars from index fluctuations while offering interest growth opportunities based on increases in an index.

Available in states: CA

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	1% Fixed
1-Year S&P 500 PTP Cap	Point to Point Annual	1.75% Cap
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	1% Cap
1-Year S&P 500 PTP Participation Rate	Point to Point Annual	10% Participation
1-Year S&P 500 Dividend Aristocrats DRC 5% ER PTP Participation Rate	Point to Point Annual	35% Participation
2-Year S&P 500 Dividend Aristocrats DRC 5% ER PTP Participation Rate	Point to Point Biennial	50% Participation
1-Year S&P 500 Dividend Aristocrats DRC 5% ER PTP Cap	Point to Point Annual	2.25% Cap
2-Year S&P 500 PTP Cap	Point to Point Biennial	3.75% Cap
2-Year S&P 500 PTP Participation Rate	Point to Point Biennial	15% Participation
1-Year BofA Destinations PTP Participation rate	Point to Point Annual	45% Participation
2-Year BofA Destinations PTP Participation rate	Point to Point Biennial	65% Participation
2-Year CS Tech Edge PTP Participation rate	Point to Point Biennial	65% Participation
1-Year CS Tech Edge PTP Participation rate	Point to Point Annual	45% Participation
2-Year SG Global Sentiment PTP Participation rate	Point to Point Biennial	65% Participation
1-Year SG Global Sentiment PTP Participation rate	Point to Point Annual	45% Participation

Surrender schedule

Year	1	2	3	4	5	6	7	8	9
Penalty	8%	8%	7%	6%	5%	4%	3%	2%	1%

Riders

Name	Inbuilt	Fee
IncomeShield LIBR - CA Option 1 - 4.00% Rollup	Yes	None
IncomeShield LIBR CA - Option 3 - 7.00% Rollup	Yes	1.10% annually
IncomeShield LIBR CA Option 2 - 8.25% Rollup	Yes	1.10% annually