Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

EstateShield 10

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

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EstateShield 10 is a Modified Single Premium Deferred Index Annuity. 
Available in states: AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
2.5% Fixed
2-Year BofA Destinations PTP Participation Rate
Point to Point
Biennial
165% Participation
2-Year UBS Tech Edge PTP Participation Rate
Point to Point
Biennial
175% Participation
1-Year BofA Destinations PTP Participation Rate
Point to Point
Annual
110% Participation
2-Year SG Global Sentiment PTP Participation Rate
Point to Point
Biennial
160% Participation
1-Year UBS Tech Edge PTP Participation Rate
Point to Point
Annual
115% Participation
2-Year S&P 500 Dividend Aristocrats ER PTP Participation Rate
Point to Point
Biennial
160% Participation
1-Year SG Global Sentiment PTP Participation Rate
Point to Point
Annual
110% Participation
2-Year S&P 500 PTP Cap
Point to Point
Biennial
8.75% Cap
1-Year S&P 500 Dividend Aristocrats ER PTP Participation Rate
Point to Point
Annual
115% Participation
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
1.9% Cap
1-Year S&P 500 PTP Cap
Point to Point
Annual
4.25% Cap
2-Year BlackRock Adaptive U.S. Equity 5% PTP Participation Rate
Point to Point
Biennial
175% Participation
1-Year BlackRock Adaptive U.S. Equity 5% PTP Participation Rate
Point to Point
Annual
115% Participation

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%

Riders

Name Inbuilt Fee
No-Fee Lifetime Income Benefit Rider: Indexing Income Yes