FlexShield 10
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Highlights
FlexShield 10 is a Single Premium Deferred Index Annuity. The FlexShield 10 is the next generation of accumulation-focused fixed index annuities, designed to protect Premium from index volatility, while maximizing the potential for growth.
Available in states:
AL, AK, AZ, AR, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
|
Type
|
Fixed Index
|
|---|---|
|
Term
|
10 Years |
|
Surrender schedule
|
9.2%9%8%7%6%5%4%3%2%1% |
|
Free withdrawal
|
1st year: 0% 2nd+ year: 10% |
|
Market value adjustment
|
|
|
Return of premium
|
|
|
Minimum contribution
|
$5,000 |
|
Types of funds
|
Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, IRA-Roth, and Inherited IRA |
Brochure
|
Open brochure |
Allocation Accounts
| Name | Type | Rates |
|---|---|---|
| 1-Year Fixed Account |
Fixed
|
3.5%
Fixed
|
| 1-Year SG Global Sentiment PTP Participation Rate with -5% Floor |
Point to Point
Annual
|
185%
Participation
|
| 1-Year S&P 500 PTP Cap with -10% Floor |
Point to Point
Annual
|
13%
Cap
|
| 1-Year S&P 500 PTP Cap with -5% Floor |
Point to Point
Annual
|
10%
Cap
|
| 1-Year S&P 500 PTP Cap with -2.5% Floor |
Point to Point
Annual
|
8.5%
Cap
|
| 1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
7.5%
Cap
|
| 1-Year S&P 500 PTP Cap with -15% Floor |
Point to Point
Annual
|
17%
Cap
|
| 1-Year S&P 500 Dividend Aristocrats DRC 5% ER PTP Cap with -10% Floor |
Point to Point
Annual
|
35%
Cap
|
| 1-Year S&P 500 Dividend Aristocrats DRC 5% ER PTP Cap with -5% Floor |
Point to Point
Annual
|
25%
Cap
|
| 1-Year S&P 500 Dividend Aristocrats DRC 5% ER PTP Cap with -2.5% Floor |
Point to Point
Annual
|
19%
Cap
|
| 1-Year S&P 500 Dividend Aristocrats DRC 5% ER PTP Cap |
Point to Point
Annual
|
16%
Cap
|
| 1-Year S&P 500 Dividend Aristocrats DRC 5% ER PTP Cap with -15% Floor |
Point to Point
Annual
|
40%
Cap
|
| 1-Year SG Global Sentiment PTP Participation Rate with -10% Floor |
Point to Point
Annual
|
205%
Participation
|
| 1-Year BofA Destinations PTP Participation Rate with -15% Floor |
Point to Point
Annual
|
235%
Participation
|
| 1-Year SG Global Sentiment PTP Participation Rate with -2.5% Floor |
Point to Point
Annual
|
155%
Participation
|
| 1-Year SG Global Sentiment PTP Participation Rate |
Point to Point
Annual
|
130%
Participation
|
| 1-Year SG Global Sentiment PTP Participation Rate with -15% Floor |
Point to Point
Annual
|
235%
Participation
|
| 1-Year UBS Tech Edge PTP Participation Rate with -10% Floor |
Point to Point
Annual
|
210%
Participation
|
| 1-Year UBS Tech Edge PTP Participation Rate with -5% Floor |
Point to Point
Annual
|
190%
Participation
|
| 1-Year UBS Tech Edge PTP Participation Rate with -2.5% Floor |
Point to Point
Annual
|
160%
Participation
|
| 1-Year UBS Tech Edge PTP Participation Rate |
Point to Point
Annual
|
135%
Participation
|
| 1-Year UBS Tech Edge PTP Participation Rate with -15% Floor |
Point to Point
Annual
|
240%
Participation
|
| 1-Year BofA Destinations PTP Participation Rate with -10% Floor |
Point to Point
Annual
|
205%
Participation
|
| 1-Year BofA Destinations PTP Participation Rate with -5% Floor |
Point to Point
Annual
|
185%
Participation
|
| 1-Year BofA Destinations PTP Participation Rate with -2.5% Floor |
Point to Point
Annual
|
155%
Participation
|
| 1-Year BofA Destinations PTP Participation Rate |
Point to Point
Annual
|
130%
Participation
|
Surrender schedule
| Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| Penalty | 9% | 9% | 8% | 7% | 6% | 5% | 4% | 3% | 2% | 1% |