Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Power 7 Protector Plus Income

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

The Power 7 Protector Index Annuity offers you a valuable combination of growth potential, principal protection from market downturns, and guaranteed income for life. This blend of accumulation and income features may be the solution to achieving the retirement you envision. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
2.5% Fixed
2-Year AQR DynamiQ Allocation PTP Participation Rate
Point to Point
Biennial
180% Participation
2-Year PIMCO Global Optima PTP Participation Rate
Point to Point
Biennial
55% Participation
1-Year PIMCO Global Optima PTP Enhanced Participation Rate
Point to Point
Annual
60% Participation
2-Year ML Strategic Balanced PTP Enhanced Participation Rate
Point to Point
Biennial
120% Participation
1-Year ML Strategic Balanced PTP Enhanced Participation Rate
Point to Point
Annual
80% Participation
2-Year ML Strategic Balanced PTP Participation Rate
Point to Point
Biennial
85% Participation
2-Year PIMCO Global Optima PTP Enhanced Participation Rate
Point to Point
Biennial
85% Participation
2-Year AQR DynamiQ Allocation PTP Enhanced Participation Rate
Point to Point
Biennial
240% Participation
1-Year AQR DynamiQ Allocation PTP Enhanced Participation Rate
Point to Point
Annual
180% Participation
1-Year AQR DynamiQ Allocation PTP Participation Rate
Point to Point
Annual
115% Participation
1-Year S&P 500 PTP Enhanced Participation Rate
Point to Point
Annual
30% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
4.75% Cap
1-Year PIMCO Global Optima PTP Participation Rate
Point to Point
Annual
30% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
15% Participation
1-Year ML Strategic Balanced PTP Participation Rate
Point to Point
Annual
40% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
4% Performance triggered
1-Year Fixed Account
Fixed
2.75% Fixed
2-Year AQR DynamiQ Allocation PTP Enhanced Participation Rate
Point to Point
Biennial
250% Participation
2-Year PIMCO Global Optima PTP Enhanced Participation Rate
Point to Point
Biennial
90% Participation
1-Year PIMCO Global Optima PTP Enhanced Participation Rate
Point to Point
Annual
65% Participation
2-Year PIMCO Global Optima PTP Participation Rate
Point to Point
Biennial
60% Participation
1-Year S&P 500 PTP Enhanced Participation Rate
Point to Point
Annual
35% Participation
2-Year ML Strategic Balanced PTP Enhanced Participation Rate
Point to Point
Biennial
140% Participation
1-Year ML Strategic Balanced PTP Enhanced Participation Rate
Point to Point
Annual
95% Participation
2-Year ML Strategic Balanced PTP Participation Rate
Point to Point
Biennial
95% Participation
1-Year AQR DynamiQ Allocation PTP Enhanced Participation Rate
Point to Point
Annual
190% Participation
2-Year AQR DynamiQ Allocation PTP Participation Rate
Point to Point
Biennial
190% Participation
1-Year AQR DynamiQ Allocation PTP Participation Rate
Point to Point
Annual
125% Participation
1-Year PIMCO Global Optima PTP Participation Rate
Point to Point
Annual
35% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
5.75% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
20% Participation
1-Year ML Strategic Balanced PTP Participation Rate
Point to Point
Annual
50% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
4.75% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 8% 7% 6% 5% 4% 3% 2%

Riders

Name Inbuilt Fee
Lifetime Income Choice Level Income Yes 1.10% annually
Lifetime Income Choice Max Income Yes 1.10% annually