Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Power 7 Protector

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

The Power 7 Protector Index Annuity offers you a valuable combination of growth potential, principal protection from market downturns, and guaranteed income for life. This blend of accumulation and income, features may be the solution to achieving the retirement you envision. 
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
4.6% Fixed
1-Year AQR DynamiQ Allocation PTP Enhanced Participation Rate
Point to Point
Annual
220% Participation
2-Year PIMCO Global Optima PTP Enhanced Participation Rate
Point to Point
Biennial
110% Participation
1-Year PIMCO Global Optima PTP Enhanced Participation Rate
Point to Point
Annual
75% Participation
2-Year ML Strategic Balanced PTP Participation Rate
Point to Point
Biennial
115% Participation
1-Year ML Strategic Balanced PTP Enhanced Participation Rate
Point to Point
Annual
110% Participation
2-Year ML Strategic Balanced PTP Enhanced Participation Rate
Point to Point
Biennial
165% Participation
2-Year PIMCO Global Optima PTP Participation Rate
Point to Point
Biennial
75% Participation
1-Year AQR DynamiQ Allocation PTP Participation Rate
Point to Point
Annual
145% Participation
2-Year AQR DynamiQ Allocation PTP Participation Rate
Point to Point
Biennial
250% Participation
2-Year AQR DynamiQ Allocation PTP Enhanced Participation Rate
Point to Point
Biennial
325% Participation
1-Year S&P 500 PTP Enhanced Participation Rate
Point to Point
Annual
50% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
10.25% Cap
1-Year PIMCO Global Optima PTP Participation Rate
Point to Point
Annual
45% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
37% Participation
1-Year ML Strategic Balanced PTP Participation Rate
Point to Point
Annual
70% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
7.1% Performance triggered
1-Year Fixed Account
Fixed
4.85% Fixed
1-Year AQR DynamiQ Allocation PTP Participation Rate
Point to Point
Annual
160% Participation
2-Year PIMCO Global Optima PTP Participation Rate
Point to Point
Biennial
90% Participation
1-Year PIMCO Global Optima PTP Enhanced Participation Rate
Point to Point
Annual
90% Participation
2-Year PIMCO Global Optima PTP Enhanced Participation Rate
Point to Point
Biennial
125% Participation
1-Year S&P 500 PTP Enhanced Participation Rate
Point to Point
Annual
55% Participation
2-Year ML Strategic Balanced PTP Participation Rate
Point to Point
Biennial
140% Participation
1-Year ML Strategic Balanced PTP Enhanced Participation Rate
Point to Point
Annual
135% Participation
2-Year ML Strategic Balanced PTP Enhanced Participation Rate
Point to Point
Biennial
190% Participation
2-Year AQR DynamiQ Allocation PTP Participation Rate
Point to Point
Biennial
265% Participation
1-Year AQR DynamiQ Allocation PTP Enhanced Participation Rate
Point to Point
Annual
235% Participation
2-Year AQR DynamiQ Allocation PTP Enhanced Participation Rate
Point to Point
Biennial
340% Participation
1-Year PIMCO Global Optima PTP Participation Rate
Point to Point
Annual
60% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
11.25% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
42% Participation
1-Year ML Strategic Balanced PTP Participation Rate
Point to Point
Annual
95% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
8.1% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6 7
Penalty 8% 7% 6% 5% 4% 3% 2%