Annuity Educator
Best Guaranteed Annuity Rates
2-Year
5.25%
3-Year
6.25%
5-Year
6.30%
7-Year
5.80%
10-Year
5.80%

Power Select Builder 8

In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.

Get an annuity today!

Learn how an annuity can provide guaranteed income for life.

Power Select Builder 8 is part of The Power Series of Index Annuities — fixed index annuities FIAs) that are issued by American General Life Insurance Company (AGL). They are insurance contracts, not direct investments in the stock market or any particular index. In exchange for your money (premium), the FIA provides you with the opportunity to earn interest based on specific indices or a fixed rate. When you need income, AGL promises to make regular income payments through annuitization (a process that permanently converts your contract to retirement income for no cost).
Available in states: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
2.95% Fixed
1-Year PIMCO Global Optima PTP Participation Rate
Point to Point
Annual
36% Participation
2-Year Dimensional US Foundations PTP Participation Rate
Point to Point
Biennial
145% Participation
1-Year Dimensional US Foundations PTP Participation Rate
Point to Point
Annual
105% Participation
2-Year AB All Market PTP Enhanced Participation Rate Tier 2
Point to Point
Biennial
245% Participation
1-Year Dimensional US Foundations PTP Enhanced Participation Rate Tier 1
Point to Point
Annual
155% Participation
2-Year AB All Market PTP Enhanced Participation Rate Tier 1
Point to Point
Biennial
195% Participation
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
20% Participation
1-Year AB All Market PTP Enhanced Participation Rate Tier 2
Point to Point
Annual
205% Participation
1-Year AB All Market PTP Enhanced Participation Rate Tier 1
Point to Point
Annual
155% Participation
2-Year AB All Market PTP Participation Rate
Point to Point
Biennial
145% Participation
1-Year Dimensional US Foundations PTP Enhanced Participation Rate Tier 2
Point to Point
Annual
205% Participation
1-Year AB All Market PTP Participation Rate
Point to Point
Annual
105% Participation
2-Year Dimensional US Foundations PTP Enhanced Participation Rate Tier 1
Point to Point
Biennial
195% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
5.15% Cap
2-Year Dimensional US Foundations PTP Enhanced Participation Rate Tier 2
Point to Point
Biennial
245% Participation
2-Year ML Strategic Balanced PTP Participation Rate
Point to Point
Biennial
75% Participation
2-Year PIMCO Global Optima PTP Participation Rate
Point to Point
Biennial
45% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
3.55% Performance triggered
1-Year Fixed Account
Fixed
3.1% Fixed
1-Year Dimensional US Foundations PTP Enhanced Participation Rate Tier 2
Point to Point
Annual
230% Participation
2-Year Dimensional US Foundations PTP Enhanced Participation Rate Tier 1
Point to Point
Biennial
220% Participation
1-Year Dimensional US Foundations PTP Enhanced Participation Rate Tier 1
Point to Point
Annual
180% Participation
2-Year Dimensional US Foundations PTP Enhanced Participation Rate Tier 2
Point to Point
Biennial
270% Participation
2-Year Dimensional US Foundations PTP Participation Rate
Point to Point
Biennial
170% Participation
1-Year AB All Market PTP Enhanced Participation Rate Tier 2
Point to Point
Annual
230% Participation
1-Year Dimensional US Foundations PTP Participation Rate
Point to Point
Annual
130% Participation
2-Year AB All Market PTP Enhanced Participation Rate Tier 2
Point to Point
Biennial
270% Participation
2-Year AB All Market PTP Enhanced Participation Rate Tier 1
Point to Point
Biennial
220% Participation
1-Year AB All Market PTP Enhanced Participation Rate Tier 1
Point to Point
Annual
180% Participation
2-Year AB All Market PTP Participation Rate
Point to Point
Biennial
170% Participation
1-Year AB All Market PTP Participation Rate
Point to Point
Annual
130% Participation
1-Year S&P 500 PTP Cap
Point to Point
Annual
5.9% Cap
1-Year S&P 500 PTP Participation Rate
Point to Point
Annual
23% Participation
1-Year PIMCO Global Optima PTP Participation Rate
Point to Point
Annual
51% Participation
2-Year PIMCO Global Optima PTP Participation Rate
Point to Point
Biennial
60% Participation
2-Year ML Strategic Balanced PTP Participation Rate
Point to Point
Biennial
85% Participation
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
4.3% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6 7 8
Penalty 8% 8% 7% 6% 5% 4% 3% 2%