Fixed annuity review and rates

Palladium Group Fixed Annuity

American National Insurance Company offers a fixed annuity exclusively for qualified pension and profit sharing plans. There is no initial charge against the premiums on this contract and there are no charges against the assets. This contract assures a return on your money by guaranteeing a minimum interest rate for the life of the contract.

In addition to the minimum guarantees, current market interest rates are declared by American National Insurance Company and are guaranteed for annual intervals from the date of each premium. There is no penalty for withdrawals of funds for a plans participant's retirement, death, disability. or termination of employment.

Free Withdrawals
Withdrawal charges are waived for plan distributions due to a participant’s death, disability, retirement, or termination of employment.
We will accept the following Inherited IRA: 
  • Non-Spouse ONLY if the original owner passed away prior to 01/01/2020. 
  • If the DOD is on or after 01/01/2020 we will only accept Spousal Inherited IRAs. 

Interest Rates

Guaranteed Years Surrender Years Guaranteed Yield Current Yield
1 8 1.96% 3.1%
American National Insurance Company
Founded: 1905
A.M. Best: A
Fitch: A
S&P: A
Carrier details
Free withdrawal
Types of funds
401k, Profit Sharing, Pension, and TSA 403b