Fixed index annuity review and rates

ASIA Plus 10

The ASIA PLUS 10 is a single premium indexed deferred annuity that provides several different interest crediting strategies and participation rates, including fixed and indexed options. This offers a diverse crediting strategy to achieve your client’s goals; all while protecting them from negative economic conditions.
Available in states: NY

Allocation Accounts

Name Type Rates
1-Year Fixed Account
Fixed
2.5% Fixed
1-Year S&P 500 PTP Monthly Sum Cap
Point to Point
Annual
Monthly sum
1.85% Cap
1-Year S&P 500 PTP Cap with 100% Participation Rate
Point to Point
Annual
100% Participation
5.45% Cap
1-Year S&P 500 PTP Cap with 50% Participation Rate
Point to Point
Annual
50% Participation
5.7% Cap
1-Year S&P 500 Performance Triggered
Performance Triggered
Annual
3.55% Performance triggered

Surrender schedule

Year 1 2 3 4 5 6 7 8 9 10
Penalty 9% 9% 8% 7% 6% 5% 4% 3% 2% 1%
American National Life Insurance Company of New York
Founded: 1953
A.M. Best: A
Fitch: A
S&P: A
Carrier details
Free withdrawal
10%
Surrender schedule
10 years
Return of premium
Market value adjustment
Minimum contribution
Qualified: $5,000
Non-Qualified: 1000000%
Types of funds
Non-Qualified, 401k, IRA, Spousal IRA, IRA Rollover, 401a, SEP IRA, Inherited IRA, and TSP