based on complex data

Annuity Educator Rating

Annuity review

Strategy Indexed Annuity PLUS 10 NY

The Strategy Indexed Annuity PLUS 10 NY is an excellent choice for securing a stress-free retirement. Its unique mix of asset protection and growth potential ensures money safety while promising competitive returns.

PLUS 10 NY's features provide financial flexibility for future income planning. It's the reassurance you'd want as you plan for those golden years.

Strategy Indexed Annuity PLUS 10 NY

Your Email

Compare this annuity with 800+ others from 100+ companies

Your State

Investment

Your Gender

Your Age

Retire At

No agent will call you

About Product

Type

Fixed Index

Purpose

Accumulation

Term

10 Years

Surrender schedule

Fee withdrawal:

10%

Market Value Adjustment

Return Of Premium

Minimum Contribution

Qualified: $5,000
Non-Qualified: $10,000

Maximum Contribution

$3,000,000

Max Age Qualified

Types Of Funds

Non-Qualified, 401k, IRA, Spousal IRA, IRA Rollover, 401a, IRA Transfer, SEP IRA, Stretch IRA, Inherited IRA, NQ Stretch, and TSP

Launch Date

09/01/2015

Strategy Indexed Annuity PLUS 10 is a single premium indexed deferred annuity that provides several different interest crediting strategies and participation rates, including fixed and indexed options. This offers a diverse crediting strategy to achieve your client’s goals; all while protecting them from negative economic conditions.

Available in states: NY

Allocation Accounts

Name	Type	Rates
1-Year Fixed Account	Fixed	3.1% Fixed
1-Year S&P 500 PTP Monthly Sum Cap	Point to Point Annual Monthly sum	1.95% Cap
1-Year S&P 500 PTP Cap with 100% Participation Rate	Point to Point Annual	100% Participation 6.25% Cap
1-Year S&P 500 PTP Cap with 50% Participation Rate	Point to Point Annual	50% Participation 7% Cap
1-Year S&P 500 Performance Triggered	Performance Triggered Annual	3.75% Performance triggered

Surrender schedule

Year	1	2	3	4	5	6	7	8	9	10
Penalty	9%	9%	8%	7%	6%	5%	4%	3%	2%	1%

Hypothetical Projection

Comparison against S&P 500 using current rates

See if this annuity ranks in your top 3 for Ohio

Investment Amount

Riders

No Riders for Strategy Indexed Annuity PLUS 10 NY annuity.

Waivers

Terminal Illness

Surrender charges may be waived when the contract owner is diagnosed with an injury or illness that is reasonably expected to result in death in 12 months or less. This special waiver of surrender charges is available to you after issue.

Disability

Prior to age 65, surrender charges may be waived if the contract owner is diagnosed as having a disability. This special waiver of surrender charge is available to you immediately after issue.

Confinement

Surrender charges may be waived when the contract owner is confined to a licensed hospital, licensed convalescent care facility, skilled nursing facility, custodial care facility, or licensed hospice facility for 30 or more days. This special waiver of surrender charge is available to you beginning 90 days after issue. The nursing home waiver does not include home health care.

Premium Notes

American National will accept the following Inherited IRA:

Non-Spouse ONLY if the original owner passed away prior to 01/01/2020.
If the DOD is on or after 01/01/2020 we will only accept Spousal Inherited IRAs.

Withdrawal Provisions

Surrender Value The Surrender Value is equal to the Annuity Value minus (1) any applicable Surrender Charge and (2) any applicable federal or state premium taxes. Surrender Charge Free Withdrawal Privilege After the contract is issued, you can withdraw up to 10% of your Annuity Value as of the beginning of the Contract Year, or the RMD if greater, during each contract year without any surrender charges. The minimum withdrawal is $250.

Company Founded: 1953

Excellent Rated Company

American National Life Insurance Company of New York

Company Ratings

4.2