Guaranty Growth Plus
In the complex world of retirement planning, annuities stand out as a popular choice for those seeking steady income streams in their golden years. Amidst a crowded market, a few annuity companies have distinguished themselves through their robust financial strength, customer service excellence, and diverse product offerings.
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Guaranty Growth Plus is a Single Premium – Tax Deferred – Fixed Indexed Annuity designed to protect your assets from market downturns and grow your retirement savings. In addition to safety and growth, it offers the option to have a Guaranteed Lifetime Income for you and your spouse.
Available in states:
AL, AZ, AR, CA, CO, CT, DE, DC, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, and WY
Allocation Accounts
Name | Type | Rates |
---|---|---|
1-Year Fixed Account |
Fixed
|
5%
Fixed
|
1-Year S&P 500 TR PTP Participation Rate |
Point to Point
Annual
|
50%
Participation
|
1-Year S&P 500 TR PTP Cap |
Point to Point
Annual
|
11%
Cap
|
1-Year S&P 500 TR PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
3%
Cap
|
1-Year S&P MARC 5% ER PTP Participation Rate |
Point to Point
Annual
|
185%
Participation
|
1-Year S&P 500 PTP Participation Rate |
Point to Point
Annual
|
60%
Participation
|
1-Year S&P 500 PTP Cap |
Point to Point
Annual
|
12%
Cap
|
1-Year S&P 500 PTP Monthly Sum Cap |
Point to Point
Annual
Monthly sum
|
3.5%
Cap
|
1-Year UBS MASTR PTP Participation Rate |
Point to Point
Annual
|
185%
Participation
|
Surrender schedule
Year | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
---|---|---|---|---|---|---|---|---|---|---|
Penalty | 12% | 12% | 11% | 11% | 10% | 9% | 8% | 7% | 6% | 4% |
Riders
Name | Inbuilt | Fee |
---|---|---|
Growth Plus | No |